St James City Homes with Canal Access Waterfront

St James City Homes with Canal Access Waterfront

Welcome to St. James City, a hidden gem nestled in the heart of Lee County, Florida. This picturesque community, located on Pine Island, is renowned for its serene waterfront living and vibrant local culture. St. James City offers a unique blend of natural beauty and recreational opportunities, making it an ideal destination for families, retirees, and anyone seeking a tranquil lifestyle by the water.

One of the standout features of St. James City is its stunning homes with canal access. Imagine waking up to the gentle sound of water lapping at your dock, with direct access to some of the best fishing and boating in Southwest Florida. These waterfront properties not only provide breathtaking views but also offer a lifestyle that celebrates outdoor living. Whether you enjoy kayaking through mangroves, fishing for your dinner, or simply relaxing on your deck while watching the sunset, St. James City is a paradise for water enthusiasts.

The community is also rich in local charm, with quaint shops, delightful eateries, and a strong sense of camaraderie among residents. Explore the nearby nature trails, indulge in fresh seafood, or participate in local events that bring the community together. With its laid-back atmosphere and stunning canal views, St. James City is more than just a place to live; it’s a lifestyle choice that offers peace, adventure, and a true connection to nature.

Discover your dream home in St. James City, where every day feels like a vacation! Embrace the waterfront lifestyle and make this beautiful community your new home.

Newest St James City Homes with Canal Access Waterfront

$225,000
2026032308 MLS
Prime waterfront property located on a quiet cul-de-sac in the coastal community of St. James City on Pine Island. Situated at 2692 N Ibis Ct, this oversized 0.14-acre (6,098 sq ft) vacant lot offers approximately 60 feet of concrete seawall frontage with direct canal access out to Pine Island Sound, Sanibel, Captiva, and the Gulf of Mexico. Ideal for boaters and anglers, the property comes improved and ready for immediate enjoyment with a private wooden dock featuring an electric boat lift. The lot is cleared and equipped with a concrete pad, existing electric hookups, central water, septic tank connection, and an outdoor storage shed. Zoned MH-1 in the Gulf Haven community with no HOA fees, offering flexible development options for a custom coastal home or manufactured dwelling. Conveniently located near local marina facilities, dining, world-class tarpon fishing, and boating routes. The RV currently located on site is negotiable separately with the sale, it may potentially be rented through AirBnB, so please do not disturb the tenants.

2692 N Ibis Court, St James City
$385,000
2026027243 MLS
Exceptional waterfront opportunity in the heart of St. James City! This canal-front homesite offers the perfect setting to build your custom island retreat among an area of beautiful upscale waterfront homes. This property previously featured a home that was impacted by Hurricane Ian and has since been removed, with fill dirt added, creating a blank canvas for your new elevated waterfront residence. A major advantage for buyers to possibly save thousands on impact fees thanks to the prior homesite, making your new construction even more affordable. The waterfront improvements are already in place, including a new 75-foot cement seawall installed in 2022, a private boat dock with captain's walk, a metal-roofed boat cover, and a hybrid 7,000# boat lift—providing an outstanding foundation for your future waterfront home. Boaters will love the quick direct Gulf access, allowing you to reach Pine Island Sound, Sanibel, Captiva, North Captiva, Cayo Costa, Boca Grande, waterfront restaurants, pristine beaches, and some of Southwest Florida's best fishing in minutes. Whether you're heading out for a day on the water, island hopping, shelling, dining by boat, or chasing trophy fish, this location puts it all within easy reach. Enjoy stunning sunsets, tropical surroundings, and the relaxed charm of St. James City. Best of all, you're just minutes from local restaurants, bars, marinas, and entertainment by golf cart, embracing the true island lifestyle that residents love. With no HOA fees and no deed restrictions, you'll enjoy the freedom and flexibility to create the waterfront lifestyle you've always wanted.

2469 Cherimoya Lane, Other
$1,484,000
3 Beds ⋅ 3 Baths ⋅ 2026024775 MLS
LOCATION LOCATION LOCATION! Your Slice of Paradise Awaits! Step into this fully furnished, turnkey waterfront masterpiece and prepare to be swept away by breathtaking panoramic views of Pine Island Sound and Sanibel Island. Nestled in one of Southwest Florida’s most coveted locations, this gulf-access pool home is a rare gem that blends luxury, comfort, and island charm. Interior Elegance Meets Coastal Chic Every inch of this home is thoughtfully designed with beachy, nautical décor that instantly transports you to vacation mode. The gourmet kitchen is a chef’s dream, featuring Cambria Quartz countertops, GE High-Profile stainless steel appliances, and a layout perfect for entertaining. Peace of Mind & Premium Upgrades Enjoy the security and style of a metal roof, impact-resistant windows and doors, plank tile flooring, and plantation shutters throughout. A new AC keeps things cool, while the shiplap lanai ceiling adds a touch of coastal sophistication. Outdoor Living at Its Finest Sip cocktails from your screened balcony as dolphins and manatees glide by. Take a dip in the heated saltwater pool, then unwind with the best sunsets in SWFL. With two covered boat lifts (14k & 7k lbs.), composite docks, and a fish cleaning station, your waterfront lifestyle is ready to launch. Island Adventures & Ultimate Convenience - Hop in your included golf cart (valued at $20K and loaded with extras) and explore nearby amenities, or cruise on your boat to local islands and beaches for world-class fishing and relaxation. This is more than a home—it’s a gateway to the island life you’ve always dreamed of. Fall in Love. Move to Paradise. Whether you're seeking a serene retreat or a vibrant coastal lifestyle, this home delivers it all. Don’t just buy a house—claim your piece of paradise.

3420 1st Avenue, St James City
$2,499,000
226020093 MLS
PRIME GULF ACCESS DEVELOPMENT OPPORTUNITY! Fantastic opportunity for investors, developers, and builders to bring Coconut Inlet to life, an approved 14-lot custom home development in the heart of St. James City. This exceptional 13+ acre waterfront property offers an existing and approved development order for 14 custom homes with direct deep-water Gulf access right from your backyard. Currently divided into three parcels, the property is cleared and development-ready, with the flexibility to subdivide into 14 oversized homesites averaging approximately 0.70 acres each. Whether you choose to move forward with the approved residential plans, redesign the project to fit your vision, or explore alternative commercial possibilities, this property offers incredible versatility and upside potential. With the development order already in place, much of the hard work has been completed, simply bring your plans to the city and begin building a premier waterfront community in one of Southwest Florida’s most desirable island destinations. Surrounded by world class fishing, boating, island living, and breathtaking Gulf sunsets, Coconut Inlet presents an amazing opportunity to create an exclusive waterfront enclave with direct boating access to the Gulf of America. Don’t miss this chance to own and develop this fantastic waterfront property.

3810 Stringfellow Road, St James City
$1,345,000
4 Beds ⋅ 4 Baths ⋅ 2026013886 MLS
This Boater’s Paradise Waterfront Townhome is ideally located in the village of St. James City on Pine Island. New Townhome #4 at nearly 3800 sq. ft. offers an Unbeatable Waterfront Price per sq. ft. The three spacious living levels are all above the required flood elevation. This beautiful town-home comes complete with a private elevator and is built with solid concrete construction, hurricane windows & doors, firewalls, and a Galvalume metal roof. This quality “Hurricane Proven” home has had no structural damage or flooding. The Townhome is engineered to last forever and provide peace of mind. The flexible ground level features an open layout with a full bath – ideal for a bedroom, game room, or separate apartment. Additional highlights include a beautifully designed kitchen, 2-car garage, Master Suite with kitchenette, Jacuzzi, and porch with long distance views over the Nature Preserve. Unique Townhome ownership includes your Deeded Private backyard & Private dock. Enjoy direct, unrestricted access to open water for cruising to nearby restaurants, beaches, or your favorite fishing hole. Get ready for Ft. Myers Beach, Sanibel, Captiva, Cabbage Key, Cayo Costa, Boca Grande, & the Gulf of Mexico for your boating playground! Be sure to view the photos, including virtually staged images for inspiration on how to make this home your own. Owner financing possible, ask for details.

3100 Stringfellow Road Unit 4, St James City
$315,000
2026013889 MLS
It’s all about the location, location! Beautiful views looking south down the canal to the bay and Sanibel Island! Resilient concrete piling foundation in place providing the solid base for your future coastal retreat. Whether you are a builder/contractor, investor, or a buyer ready to live on island time, take advantage of the groundwork that is set on this blank canvas; now is your chance to design your ideal waterfront dream home that showcases those fantastic water views. Your Pine Island lifestyle awaits! Located on intersecting canals, with direct, deep water access to the Intracoastal Waterway, this property is a boater's paradise. Access the open waters with ease, whether you’re heading out for a day of fishing, exploring the beautiful nearby islands and Gulf beaches, or simply enjoying a sunset cruise. Charter guides and fisherman take note. Great visibility on a busy canal with quick access to some of the best fishing in Southwest Florida! Picture your evenings spent entertaining friends and family in the comfortable backyard with covered bar area overlooking the canal. Property features include a boat lift and dock, shared cut-in boat slip, mature landscaping, outdoor shower, enclosed downstairs storage/utility room, 30 amp RV hookup, and a detached shed. Plenty of parking for cars, trailers, boats, and even an RV. Enjoy the convenience of walking, biking, or hopping on your golf cart, and in minutes being at all the restaurants, bars, shops, and fun that St. James City has to offer! Seller financing available. Make your offer today!

3535 FIFTH Avenue, St James City
$335,000
2 Beds ⋅ 1 Baths ⋅ 2026003721 MLS
DOUBLE LOT GULF-ACCESS OPPORTUNITY--SELL ONE, REMODEL HOUSE ON THE OTHER OR BUILD NEW Rare waterfront offering in St. James City with 2 separate lots with direct access and no bridges to open water. This is a true lot-value investment opportunity-keep both parcels for an expansive new home build, continue remodeling existing structure with plans and permits provided by the Seller or sell one lot and recoup a significant portion of your investment. This property features a concrete seawall, carport, and storage shed, with immediate boating access to open water. The existing elevated 2-bedroom, 1-bath structure (832 sq. ft. under air) was impacted by Hurricane Ian and has since been raised above flood elevation. The home is currently uninhabitable and in unfinished condition, with framed walls and floor stringers in place, offering the option to renovate or remove and build new. Whether you're an investor looking for land potential, a builder seeking two buildable parcels, or an end user wanting space and waterfront access, this property presents exceptional upside in a desirable Pine Island boating community. The sellers have already completed significant upfront work and secured a permit along with architectural and construction plans, all of which can be conveyed to the Buyers. Cash buyers or renovation financing only. Sold AS-IS.

2661 Bamboo Street, St James City
$449,999
2 Beds ⋅ 2 Baths ⋅ 226000198 MLS
Pictures available upon request. Welcome to your very own slice of island paradise in the heart of St. James City, where laid-back living meets endless waterfront adventure. This 2-bedroom, 1.5-bath home is situated on a large pie-shaped lot at the end of a quiet cul-de-sac, offering a MASSIVE 158 feet of double seawall, a concrete boat dock, and direct access to the Gulf with no bridges—an ideal setup for boaters. The expansive lot provides ample room for a future pool, workshop, RV, boat, boat lift, or additional storage, giving you flexibility and space to make it your own. Inside, the home features an open kitchen and dining area that creates a bright and airy feel, a spacious sunroom perfect for relaxing or entertaining, and an impressive amount of storage throughout. Recent updates include upgraded plumbing and electrical, a rebuilt HVAC system, a new water heater, and a roof replaced in 2021. A flooring credit is being offered at closing, allowing you to add your personal touch. St. James City, located on the southern tip of Pine Island, is known for its world-class fishing, waterfront dining, eclectic art community, and easy boat access to nearby islands such as Sanibel, Captiva, and Cayo Costa. With no traffic lights and a relaxed atmosphere, it offers a true escape from the hustle and bustle. Experience the tropical lifestyle with room to grow, unwind, and enjoy everything Southwest Florida has to offer.

3435 Sea Holly Lane, St James City
$675,000
3 Beds ⋅ 2 Baths ⋅ 2025025172 MLS
IT'S 5:00 SOMEWHERE!!! This tastefully remodeled 3 bed, 2 bath pool home is the perfect vacation/full time home for those looking to enjoy all that the Florida lifestyle has to offer from boating, kayaking and some of the best fishing in SW Florida. For the boating enthusiasts, enjoy a boat ride to the beaches of Fort Myers, Sanibel or Cayo Costa from the Direct Gulf Access Canal right in your back yard with composite dock, boat lift and jet ski lift!! Wait, there's more....THE PROPERTY ALSO HAS DEEDED LAND ACROSS THE STREET FOR ADDITIONAL PARKING OF AN RV, BOAT, OR GUESTS! INVESTORS TAKE NOTE: THIS PROPERTY HAS BEEEN A SUCCESSFUL VACATION RENTALFOR THE PAST 5 YEARS, AND CONTINUES TO BE IN DEMAND AND PRODUCE INCOME.

3462 Pinetree Drive, St James City
$588,500
3 Beds ⋅ 3 Baths ⋅ 2025008977 MLS
GULF ACCESS Waterfront Living!   This beautiful completely remodeled 3/3 home has everything you could wish for in your forever home.   The 10,000 lb boat lift and wrap around composite deck is ready for your boat next to the newer seawall and fish cleaning station.   Enjoy your morning coffee at sunrise with an amazing view down the canal or from the swing under the back pergola.    This home has all new electrical including a new electrical panel and a 50 amp circuit just for your RV.   The plumbing was totally updated with pex as well.    The enclosed very private pool has been updated with a brand new heater as well as pool pump/filter in 2026.     The homes interior boasts new luxury vinyl planking, quartz counter tops and new cabinetry, interior doors, new mini split AC units, etc.    St. James City is a golf cart community allowing you to drive your cart to all of the restaurants and shops.   Great place to kayak from your home or take your boat over to Cayo Costa beach or the outer islands.   It is only a few minutes out to some of the best fishing in SW Florida.   This home has a great rental history with future rentals already booked for 2027.

2660 Date Street, St James City
$419,000
225039744 MLS
Remodel permit approved, all fees PAID. All a new owner needs to complete is an owner/builder affidavit with the building department or have your contractor provide their contractor information to the County. Pool permit in hand with Design Concepts! Took over a year to get the remodel permit. House is ready for complete transformation. Existing home requires remodel per building plan. The planned addition is to be built ON TOP of the existing concrete block walls. No expensive lifting of the house required. House is totally gutted and concrete cut and hammered out for new thickened footings. All that is left to do is remove the trusses and roof. Two existing boat lifts, one is 10,000 lb the other is 20,000 lb. Beautiful open floor plan with all vaulted ceilings. Modern design with old Florida appeal. 2,075 sq ft of finished space, two car garage and roughly 1,215 sq ft of flex space on lower level. Seller got tired of waiting for the permit and bought another one in the neighborhood. Pool design does not encroach under the house as shown in the renderings. A short 10 minute boat ride to open water via Philips canal. Situated in the heart of a golf cart-friendly community, this home offers easy access to nearby amenities, including a general store, local fish market, Galt Preserve, and St. Jude Nature Trail—all within golf cart distance in St. James City. The island is also home to several preserves, including the Calusa Heritage Trail and the Pine Island Sound Aquatic Preserve, perfect for nature enthusiasts. St. James City is alive with community spirit, featuring the Civic Association Park, which hosts a variety of events, including free afternoon concerts. There is no shortage of things to keep you occupied, with 18 miles of biking/walking paths, tennis and pickleball courts, heated community pool, and playground. Plus, you’ll find weekly live entertainment at several spots across the island, and fun tiki restaurants, creating an inviting and vibrant atmosphere. Short boating adventures out to Sanibel, Captiva, or Fort Myers Beach. Come experience the laid back island lifestyle you’ve been looking for!

2560 Baybreeze Street, St James City
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