Punta Gorda Homes under $1.25 million

Punta Gorda Homes under $1.25 million

Welcome to Punta Gorda, Florida, a charming coastal town nestled in the heart of Charlotte County. Known for its picturesque waterfront views and vibrant community spirit, Punta Gorda offers residents an idyllic lifestyle that beautifully balances relaxation and recreation. With its rich history, stunning parks, and a plethora of outdoor activities, this hidden gem is perfect for families, retirees, and anyone looking to enjoy the best of Florida living.

As you explore the real estate options in Punta Gorda, you'll be delighted to discover a variety of homes available for under $1.25 million. This price range opens the door to an impressive selection of properties, from cozy single-family homes to luxurious waterfront estates. Many of these residences feature modern amenities, spacious layouts, and breathtaking views of the surrounding natural beauty, ensuring you can find the perfect sanctuary to call home.

Living in Punta Gorda means embracing an active lifestyle. Residents enjoy access to stunning parks, scenic waterfront paths, and world-class fishing and boating opportunities. The downtown area is bursting with charming shops, delightful restaurants, and local art galleries, creating a vibrant atmosphere that fosters community engagement and connection.

Whether you're looking for a serene retreat or an engaging community, Punta Gorda has something for everyone. With a diverse range of homes under $1.25 million, now is the perfect time to explore this enchanting town and discover your dream home in the Sunshine State. Come experience the warmth and charm of Punta Gorda—your new adventure awaits!

Newest Punta Gorda Homes under $1.25 million

5418 Wilson Drive, Punta Gorda
$129,900
2 Beds ⋅ 1 Baths ⋅ 226040742 MLS
Opportunity in Punta Gorda on an oversized double lot 0.34-acre lot with no HOA! This 3-bedroom, 1-bath concrete block home offers a split-bedroom floor plan, laminate, tile and wood flooring, an eat-in kitchen, and an indoor laundry room with washer and dryer included. Each room is cooled by its own wall A/C unit. Outside you'll find a paved driveway, a covered carport, a storage shed at the rear of the home, plus a trailer with 3 offices and a bathroom - great for a home office, workshop or hobby space. The large lot leaves plenty of room to add a pool and/or garage. Conveniently located near Duncan Rd (US-17) with quick access to I-75, downtown Punta Gorda, shopping and dining. Priced to sell - schedule your showing today! Mobile home on site is currently classfied as a shed and notable to be rented currently 2-bedroom, 1.5-bathroom mobile home.

5418 Wilson Drive, Punta Gorda
48677 Bermont Road, Punta Gorda
$475,000
3 Beds ⋅ 2 Baths ⋅ 2026034283 MLS
Discover this beautiful 5-acres agricultural property in Punta Gorda, offering plenty of space, versatility, and endless possibilities. The property features two separate residences: a manufactured home and a second home with a private swimming pool, providing comfortable living options for family, guests, or potential rental income. Property is fully fenced. Property owners are responsible for shared access road Property Highlights: Move-In Ready Utilities – Brand new septic system, well and alkaline water filter, & underground power utility line designed for a 3-bedroom, 2-bath home. Sustainable Power & Water – Well water and solar panels (paid off) to keep utility costs low and eco-impact minimal. Natural Beauty – Enjoy tranquil ponds with fish surrounded by vibrant greenery. Fruit Lover’s Paradise – Harvest from your own coconut trees, sugar canes, apple, lychee, papaya, foxtail Christmas trees and mango trees—a year-round tropical bounty. Outdoor Living – Take a refreshing dip in your above-ground pool, perfect for sunny Florida days. Privacy & Space – Spread out on a spacious property with plenty of room for gardening, livestock, or expanding your dreams. Whether you’re seeking a private getaway, a hobby farm, or a sustainable living retreat, this property offers endless possibilities. Located just a short drive from downtown Punta Gorda, you’ll enjoy the best of both worlds—peaceful country living with city conveniences nearby.

48677 Bermont Road, Punta Gorda
5505 Wilson Drive, Punta Gorda
$165,000
2 Beds ⋅ 1 Baths ⋅ 2026045821 MLS
Great Opportunity on a Spacious Quarter-Acre Lot in Charlotte County! Bring your vision and make this charming concrete block home your own. Situated on a generous quarter-acre lot, this property offers a great opportunity for homeowners, investors, or anyone looking for extra outdoor space and the potential to add their personal touch. Several important updates have already been completed, including a new roof, water heater, and well in June 2024. Additional improvements include windows, air conditioning, and plumbing replaced in 2010. The home does need some TLC, but it offers solid bones and a great starting point for someone ready to bring it back to life. With its durable concrete block construction, spacious homesite, and major improvements already in place, this property offers plenty of potential. Whether you're looking for your next project, an investment opportunity, or a place to create a home tailored to your style, this one is worth a look! Don't miss the opportunity to unlock the potential of this property and make it your own!

5505 Wilson Drive, Punta Gorda
24684 Rio Villa Lakes Circle, Punta Gorda
$288,000
3 Beds ⋅ 2 Baths ⋅ 2026045797 MLS
Price Improvement!! Location, Location, Location!! In BEAUTIFUL Punta Gorda area. Have you ever heard of this? Quarterly HOA dues have decreased from $815 to $786 quarterly!! The Board will continue working to manage and reduce our expenditures. This is a TURNKEY home in the desirable community of Rio Villa Lakes, a 55+ gated community in Punta Gorda. This is a charming deed-restricted community with a heated community pool, clubhouse, tennis courts, and a fitness center. Nicely manicured landscaping with mature palm trees within the community. The driveway and walkway have pavers to the front door. Once you open the door in the foyer, you have natural lighting from a solar light fixture, and your focus goes straight to the screened-in lanai. Newly updated with granite countertops in the kitchen and the bathrooms. Screened-in lanai has very fine screens, so those little nat bugs can't come in. Great feature..Split-bedroom plan so everyone has their own space. Very well-maintained home, neat & tidy, waiting for new owners to cherish. Newly installed A/C unit in 2026, Roof replaced in 2023 !! Plus underground utilities!! Close to restaurants, medical facilities, shopping, and the historic part of beautiful Punta Gorda to enjoy. Schedule your showing soon before this home is gone!!

24684 Rio Villa Lakes Circle, Punta Gorda
10101 Burnt Store Road Unit 50, Punta Gorda
$124,900
2 Beds ⋅ 2 Baths ⋅ 2026045781 MLS
Completely furnished and move-in ready, this affordable home offers a fantastic opportunity to enjoy the Florida lifestyle just minutes from Punta Gorda’s shopping, dining, entertainment, and commercial airport. Just bring your toothbrush and start enjoying all this home and community have to offer. There are NO PETS ALLOWED, in case you wondered. Also no rentals. Inside, you’ll find an open floor plan that creates a bright and comfortable living space. Relax on the raised front porch/lanai w/ramp and take advantage of the extra storage room w/ workbench located at one end of the carport for added convenience. Parkhill Estates amenities include water, sewer, trash, lawn maintenance, a heated swimming pool, shuffleboard courts, bocce ball, horseshoes, and a clubhouse with a variety of social events and activities. Waterfront picnic tables and shoreline fishing add to the charm and enjoyment of this inviting neighborhood., a community pool, boat slips, and boat storage. The price of this home does not include the shares you need to buy to live here, and it determines the amount of the HOA monthly dues. See the added documents for this list.

10101 Burnt Store Road Unit 50, Punta Gorda
25683 Aysen Drive SW, Punta Gorda
$305,000
4 Beds ⋅ 2 Baths ⋅ 2026044865 MLS
Enjoy peaceful greenbelt views and inviting outdoor space at this updated 4-bedroom, 2-bath home in the deed-restricted community of Deep Creek! Offering 1,309 square feet of living space and an attached 2-car garage, this single-story home features an open layout connecting the living and dining areas with the kitchen. Neutral tile flooring throughout the main living spaces and a soft interior color palette create a welcoming atmosphere. The kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, and a new dishwasher installed in 2026. Additional updates include new ceiling fans and a second bathroom remodeled in 2025. Four bedrooms flexibility for guests, a home office, or hobbies. French doors lead to a spacious, fenced backyard with mature landscaping and greenbelt views an ideal setting for morning coffee, outdoor dining, or unwinding at the end of the day. A roof and hurricane-rated garage door installed in 2021, along with a 50-amp RV outlet in the garage, add to the home's features. Offered partially furnished, subject to an agreed-upon inventory. Conveniently located near I-75, shopping, dining, and Deep Creek Golf Club, this home offers easy access to everyday essentials and local recreation. Explore historic downtown Punta Gorda, waterfront parks, and the boating and fishing opportunities of Charlotte Harbor, all within driving distance. Punta Gorda Airport adds convenience for seasonal visits and year-round travel. Schedule your private showing and explore the possibilities of making this Punta Gorda home your own!

25683 Aysen Drive SW, Punta Gorda
145 Bayshore Court, Punta Gorda
$395,000
2 Beds ⋅ 2 Baths ⋅ 2026043779 MLS
***The current VA loan is assumable at an incredibly low interest rate of 2.25!!*** This well-maintained, 2 bed/2 bath, waterfront home in Punta Gorda Isles is located in the original sailboat section of PGI & features quick sailboat access to Charlotte Harbor. Featuring a den, a private dock accommodating up to a 45-foot sailboat, and plenty of thoughtful updates, this property is ready to enjoy the best of waterfront living. Hurricane shutters can be closed and secured from inside for added convenience and peace of mind. The recently painted interior features custom window treatments, new stainless steel appliances, granite countertops, a granite backsplash and a convenient kitchen pass-through window. The spacious layout offers ample storage, including a walk-in closet in the primary suite and a recently updated en-suite bathroom. Three sets of sliding glass doors in the primary bedroom, living/dining room and family room provide access to the lanai, creating an inviting connection to the outdoors. Recent improvements include fresh exterior and lanai paint, recently tightened roof tiles, upgraded boat dock pilings, a new paver patio and a new lawn irrigation system serving both the front and back yards. Mature landscaping, featuring fruit-bearing and flowering trees and hedges, adds to the property's appeal. Additional features include a garage with an exterior occupant access door, an easily accessible HVAC handler, an expansion tank on the hot water system, a whole-house filtration system installed in 2020 and a reverse osmosis filtration system at the kitchen sink. Enjoy some of the best fishing and boating Southwest Florida has to offer, with quick sailboat access to Charlotte Harbor. The screened lanai overlooks the canal, offering a relaxing spot to watch dolphins and manatees pass by. With a private dock and convenient access to open water, your next sailing or boating adventure can begin right in your backyard! One or more photos has been virtually staged.

145 Bayshore Court, Punta Gorda
30000 Bermont Road, Punta Gorda
$899,900
3 Beds ⋅ 3 Baths ⋅ 2026043539 MLS
Live the ultimate Florida lifestyle in this private, high-elevation paradise. Perfectly situated on a secluded 5-acre, fully fenced lot in a coveted X flood zone, this property offers the ultimate canvas for a hobby farm, horse lovers, or those seeking open space. The ground has been professionally elevated with fresh, fertile soil to ensure excellent drainage and rich agricultural use. Located on a quiet, dead-end road recently finished with fresh asphalt millings, you will enjoy absolute privacy while remaining just minutes from I-75. Built in 2025 to withstand beyond Category 5 hurricane forces, this architectural masterpiece prioritizes safety, durability, and efficiency. The entire building envelope vastly exceeds State and County building codes, featuring solid concrete Insulated Concrete Form (ICF) walls rated for 250+ MPH winds, roof trusses designed for 200 MPH, and an Insul-Deck concrete porch roof. Inside, the custom contemporary country-modern design boasts an expansive open floor plan featuring towering 12-foot ceilings, a striking center cupola, and oversized windows that flood the home with natural daylight. Premium finishes run throughout, including oversized porcelain tile flooring with matching 6-inch porcelain base moldings. The gourmet kitchen is a chef’s dream, equipped with a luxury GE Profile appliance package, a gas stove, an automatic Moen faucet, custom white shaker cabinetry, stunning quartz countertops, a massive center island, and a dedicated breakfast/coffee bar. Premium RV Setup: A massive 40’ x 30’ concrete pad built with a 6-inch slab and reinforced 12-inch perimeter footings serves as the ultimate parking setup for your recreational vehicles. It comes fully equipped with 30- and 50-amp electrical service, water hookups, and a sewer connection. A dedicated gas line is also pre-plumbed, making it perfect for a future summer kitchen. Endless Potential: Bring your vision! The owner’s master plan is ready to pass along, featuring custom-designed layouts to easily add a second home, swimming pool, cabana family room, and an oversized garage. Properties built to this structural standard on pristine, private acreage are incredibly rare. Schedule your private tour today to experience the pinnacle of secure, modern country living!

30000 Bermont Road, Punta Gorda
3927 Vasco Street, Punta Gorda
$269,900
3 Beds ⋅ 2 Baths ⋅ 2026042903 MLS
Charming Remodeled Home in Punta Gorda with NO HOA! This crisp and clean 3-bedroom, 2 bath residence offers 2,253 square feet of living space and is ideally located in Tierra Coronado section of Punta Gorda. Situated on almost a half of acre corner lot, the property provides added space for boats, trailers, all your toys! And a private new fence and deck. This home was totally renovated, new hardy plank siding, paint, doors, floors, cabinets, granite countertops, guest bath. A standout feature of the property is the impressive restored 600 square foot detached workshop/garage/storage building, with water and electricity, new hardy plank siding, garage door, framing and roof, complete with its own private driveway. This versatile space offers exceptional flexibility for hobbies, storage, a workshop or additional living space. Step inside to a light filled, open floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. Exposed wood beams add warmth and character while preserving an airy, modern feel. Fresh interior paint and brand-new wood look tile flooring run throughout the home. The beautifully updated kitchen serves as the heart of the home with both style and functionality. It features an abundance of Shaker style cabinetry in a rich, contemporary finish, elegant granite countertops, and a classic subway tile backsplash. A center island provides additional prep and gathering space, complemented by recessed lighting and a stylish new pendant. Two nicely sized rear bedrooms with built-in closets share a beautifully updated bathroom featuring a modern Roman shower with new cabinet and sink. The third bedroom includes a built-in closet with its own climate control AC, additional room offers flexible use as a home office or sitting room, with direct access to a second remodeled full bath featuring a walk-in shower, pedestal sink, toilet, and a conveniently located new stackable washer and dryer. Outdoor living space to die for! New fully fenced backyard is designed for relaxed Florida living. A large, covered new patio and charming pergola creates the perfect setting for outdoor dining, entertaining, or unwinding in the shade. The yard offers an outdoor shower and plenty of room to garden, play, or personalize your own outdoor oasis, while mature palms add a touch of tropical character. The wide driveway provides ample parking. Significant updates provide peace of mind and energy efficiency, including a full home re-pipe completed in 2024, central air conditioning supplemented by two mini split systems installed in 2020, and a new hot water heater. Located in the heart of downtown Punta Gorda, just minutes from a boat ramp, Pontes De Leon Park, shops, restaurants, galleries, walking trails, Laishley Marina, Fishermen’s Village, and more.

3927 Vasco Street, Punta Gorda
40200 Little Farm Road, Punta Gorda
$799,000
4 Beds ⋅ 2 Baths ⋅ 2026042334 MLS
Looking for the perfect mini farm? Your search ends here! Fabulous location, very close to Babcock Ranch with access to the shops, restaurants, fitness center, parks and activities. Nestled on nearly 2.5 fully fenced acres, this beautiful 4-bedroom, 2-bathroom home offers the ideal blend of country living and modern comfort. The property is fenced and cross fenced. pasture connected to a spacious pole barn, making it perfect for livestock, hobby farming, or equestrian use. And best of all No Flooding History! Built with exceptional quality, the home showcases high-end kitchen cabinetry, granite countertops, a double oven, and additional pantry storage in the adjoining laundry room. Durable plank-style tile flooring flows throughout the entire home, creating a stylish and low-maintenance living space. The spacious primary suite is a true retreat, featuring dual walk-in closets and an oversized en-suite bathroom designed for comfort and relaxation. Additional upgrades include a generator hookup, energy efficient hurricane-impact windows and doors, a new metal roof installed in 2023, and a NVR 16 Camera system for peace of mind. Outside, you'll find established fruit trees and grapevines, adding charm and functionality to the property. The impressive 2,400-square-foot pole barn includes a 12' x 40' loft, providing abundant storage or workspace options. An additional 10' x 10' covered concrete slab with water spigots offers even more versatility. Currently home to turkeys and goats, the livestock are negotiable with the sale. A gun safe located in one of the primary suite closets also conveys with the property. Conveniently located just over the Charlotte County line, this property offers access to both Lee and Charlotte County schools while remaining close to shopping, dining, and everyday amenities. Don't miss this rare opportunity to own a mini farm with room to grow!

40200 Little Farm Road, Punta Gorda
15121 Rasmussen Road, Punta Gorda
$999,000
4 Beds ⋅ 3 Baths ⋅ 2026040542 MLS
20 acres, 4 Beds, 3 Baths, 6 Car Detached Garage with inlaw/Studio, 3 Ponds, Swimming Pool, Fenced and Cross Fenced, several Canals and perimeter drainage. Vacant with Creative Financing possible. Endless possibilities and versatility. A rare opportunity to own 20 acres of secluded Old Florida beauty in Punta Gorda. Offered together as one complete package, 15121 and 15031 Rasmussen Road each contain approximately 10 acres of AG-zoned land, creating an exceptional homestead, livestock or equestrian property, horticultural operation, hobby farm or private country retreat. The property features three ponds and is completely fenced and cross-fenced with substantial eight-foot fencing originally installed to contain exotic deer breeds. Water lines extend the length of the property, providing convenient access for irrigation and agricultural or horticultural use. With abundant space, established infrastructure and remarkable privacy, this property is ready to accommodate animals, equipment, gardens and nearly any rural lifestyle. The well-maintained three-bedroom, two-bathroom home features an updated kitchen, a durable metal roof, a large bonus room and a drain field installed approximately four years ago. The home and pool overlook one of the ponds, creating a peaceful backdrop for everyday living. An expansive covered lanai opens to the screened, in-ground pool, offering the perfect place to entertain, unwind and enjoy the surrounding natural beauty. Just steps from the residence is an impressive 50-by-70-foot shop and garage totaling approximately 3,500 square feet. Four large overhead-door bays provide abundant space for vehicles, boats, recreational toys, farm machinery, workshops or business equipment. The building also includes an overhead storage loft, a finished and air-conditioned efficiency-style space with an attached bathroom and closet, and a convenient fish-cleaning station at the rear. The 15121 Rasmussen Road parcel includes the home, pool, shop, two ponds and approximately 10 acres. The adjoining 15031 Rasmussen Road parcel includes approximately 10 additional acres, a third pond and two canals running along the northern property line. Properties offering this combination of acreage, AG zoning, water features, specialized fencing, irrigation infrastructure, a comfortable pool home and a substantial outbuilding are increasingly difficult to find. Whether your vision includes horses, livestock, agricultural pursuits, equipment storage or simply peaceful and secluded living, this property offers the space and versatility to make it possible. Both parcels must be purchased together and will not be sold separately. The $999,000 list price includes both parcels and the entire 20-acre offering.

15121 Rasmussen Road, Punta Gorda
11188 Royal Road, Punta Gorda
$149,900
3 Beds ⋅ 2 Baths ⋅ 2026040736 MLS
Home in need of TLC but the space and land is great for your future toys, such as boats and RV. If space, is what you are looking for, then this might be the place. Off of S Tamiami Trail and route 75, close to shopping as well. Country living, yet close to town.

11188 Royal Road, Punta Gorda
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