Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida – a hidden gem nestled in the heart of Lee County, where the sun shines bright and the waterways beckon! Known for its stunning waterfront properties and an impressive network of navigable canals, Cape Coral offers a unique lifestyle that harmonizes the beauty of nature with the comforts of modern living.

Imagine waking up each day to the gentle sound of water lapping against your dock, with direct access to the Gulf of Mexico right from your backyard. Homes in Cape Coral with navigable water provide not just a residence but a lifestyle of adventure, relaxation, and endless possibilities. Whether you’re an avid boater, a fishing enthusiast, or simply someone who enjoys the tranquility of waterfront living, Cape Coral’s homes are designed to cater to your every desire.

This vibrant community boasts a plethora of outdoor activities, from kayaking through serene mangroves to enjoying sun-soaked afternoons on your private boat. The area is also rich in amenities, with charming boutiques, delicious eateries, and lush parks just a stone's throw away. Families will appreciate the top-rated schools and friendly neighborhoods, making it an ideal place to call home.

Cape Coral isn’t just a location; it’s a lifestyle that embraces the best of Florida living. Dive into a world where your dream home meets the water, and let Cape Coral be the backdrop for your next adventure. Explore the possibilities today and discover why so many are choosing to call this waterfront paradise home!

Newest Cape Coral Homes with Navigable Water Waterfront

$950,000
3 Beds ⋅ 2 Baths ⋅ 2026032484 MLS
WELCOME TO PARADISE! – Gorgeous MODERN MIAMI-Style, NEW CONSTRUCTION Pool Home. GULF ACCESS. WESTERN EXPOSURE. Near Seven Island and Crystal Lake Project. – This UNIQUE and sleek CONTEMPORARY style Home features 3 BEDS and 2 full BATHS plus DEN at almost 2,200sqft. Open Floor Plan. Modern Eat-in-Kitchen with Waterfall Edge kitchen Island and Wall Oven. The Living and Dining areas flow into the outdoor living space. – SPACIOUS Primary Suite with expansive Walk-In-Closet. – Hurricane-resistant Windows and Doors. Extra outside Storage Room with AC. – This CUSTOMIZED HOME is made for outdoor living. Enjoy the Electric HEATED POOL. The full-length, deep pool is perfect for sports and other activities. Enjoy SPECTACULAR SUNSETS from the pool deck. Enjoy the FLORIDA LIFESTYLE with boating and fishing. NEW SEAWALL. NEW Boat Dock made of durable Composite Planks. Brand NEW 10,000lb BOAT LIFT with Cover and water and electricity at the dock. Keep your boat on the Lift, jump on and be on the open water to stylish restaurants, secluded beaches or great fishing spots in just minutes. The Waterway exits to the beautiful Pine Island Sound. – Boat is for sale. Flood Insurance is transferable. – Home is move in ready and can be purchased TURNKEY. – This WATERFRONT HOME could be your new Full-Time Residence, your Seasonal Retreat or even a great Investment Opportunity as Vacation Rental. – LET YOUR DREAMS COME TRUE and don’ t miss the chance to own YOUR PIECE OF PARADISE!!! –

1030 NW 39th Avenue, Cape Coral
$839,000
3 Beds ⋅ 2 Baths ⋅ 226028856 MLS
Welcome to your dream home in SW Cape Coral. Located in one of the most desirable areas Unit 64. You are just mins away from the river and out too the Gulf with NO Bridges. Your backyard becomes the gateway to world-class boating, fishing, island hopping, and waterfront dining. This home stayed HIGH AND DRY during Ian, Helene, Milton. (so no concerns of mold or bacteria growth in walls from flooding) This beautifully maintained 3-bedroom 2-bath home features cathedral ceiling in the family, Walk in shower with 3 different shower heads, Crown Molding, Granite Counter Tops, Stainless Steel Appliances, Whole Home Generator, Electric Hurricane Shutters, Heavy, Impact resistant windows and sliders, Metal Fenced back yard, attached storage shed whole house vac system, Pool Heater to name a few. Enjoy your sunrises with this eastern exposure Lani. Just a bike ride away from Tarpon Point Marina or Cape Harbor Marina. Offered fully furnished and turnkey, the home is beautifully appointed and ready for you to enjoy the Southwest Florida Lifestyle.

5321 SW 11th Avenue, Cape Coral
$185,000
2026030002 MLS
GULF ACCESS LOT IN PELICAN NEIGHBORHOOD | CITY WATER & SEWER | NO HOA Build your dream home in one of Cape Coral’s most desirable areas! This cleared and level single-family Gulf access lot at 241 SW 40th Street is located in the established Pelican neighborhood, surrounded by beautiful homes and peaceful streets. Enjoy the Southwest Florida lifestyle with a Gulf access canal right in your backyard, allowing you to kayak, fish, or enjoy boating from home. The lot is ready for construction, with city water and sewer already in place and all assessments paid—a significant savings for the future homeowner. Another great feature is the soccer field and park directly across the street, giving you open views and easy access to green space and recreation. Whether you enjoy taking a morning walk, watching a game, or simply having a park nearby, this is a location that offers something a little extra. With single-family residential zoning and no HOA, you have the flexibility to build a full-time residence, seasonal getaway, or investment property. Conveniently located near shopping, dining, schools, parks, and everything Southwest Cape Coral has to offer, this is a fantastic opportunity to build your own waterfront home in the Pelican area. Cleared lot. Gulf access. City water & sewer. Assessments paid. No HOA. Park across the street. Bring your plans and start building the Florida waterfront home you've been dreaming about!

241 SW 40th Street, Cape Coral
$950,000
4 Beds ⋅ 3 Baths ⋅ 2026033120 MLS
GULF-ACCESS CORNER CANAL LOT. JUST OVER A HALF ACRE. 2,554 SQ FT. 4 BED, 3 BATH, DEN. 3-CAR GARAGE. 1,100+ SQ FT UNDER TRUSS PATIO. METAL ROOF. BUILT 2025. ASSESSMENTS PAID. Southwest Cape Coral, on a corner canal with Gulf access and room to build the dock and lift you actually want. Take the boat out for the afternoon, come back, and the party's still going. Inside, 2,554 square feet under air with an open layout and split bedrooms. Four bedrooms, three full baths, and a den. The kitchen anchors the space with a large island and waterfall edges, plus a walk-in pantry. Tile runs throughout. Built-in closet organizers in the bedrooms. You'll be in the kitchen and still in the conversation, no matter where everyone ends up. The guest wing is fully private and en-suite, with its own access straight out to the patio. Bring the in-laws, host the winter visitors, or keep it as your office and gym. They get their own space, you get yours, and nobody's walking through anybody else's. Out back is where this home earns its keep. Over 1,100 square feet of covered patio under truss, pre-plumbed for your outdoor kitchen and ready for your final touches. Sunday football under the roof when the rain rolls through. Grandkids running the yard. Half an acre, fully fenced, with plenty of room for a pool, space to park the boat, and room for everything else you're bringing with you. Then there's the driveway. Poured concrete slabs laid out in a brick pattern with turf running between them, so it looks like a landscape feature instead of a parking pad. Nine vehicles plus the three-car garage. Host Thanksgiving, Christmas, the whole crew at once, and nobody parks on the grass or down the street. Metal roof. Built in 2025, so you get impact protection, a home that's ready for hurricane season, and the insurance profile of new construction. All assessments are paid. Built new, built solid, and ready for the life you came to Florida for.

1726 SW 36th Terrace, Cape Coral
$419,900
4 Beds ⋅ 2 Baths ⋅ 2026033368 MLS
Welcome home! This stunning Hardwyn Signature model, an award-winning design, is move in READY! This beautiful waterfront home offers 4 spacious bedrooms, 2 full baths, and an oversized 2-car garage. Enjoy peace of mind with PGT hurricane-impact windows and doors; no shutters needed! Inside, you’ll find stylish tile flooring throughout, cozy carpet in the bedrooms, elegant tray ceilings, soft-close cabinetry, sleek granite countertops, and stainless-steel appliances. The 8 ft doors add a touch of grandeur to every room. The master suite is a true retreat, featuring a tray ceiling, an oversized walk-in closet, dual sinks, and a luxurious separate tub and shower. Step outside to your own private oasis, where an open patio overlooks a peaceful freshwater canal; the perfect place to relax while enjoying the birds and abundant Florida wildlife. The spacious backyard offers plenty of room for a future pool, outdoor entertaining, or a place for your furry friends to roam. Located in Flood Zone X, no flood insurance is required! No assessments due! Call today for your own private tour!

1107 NW 13th Street, Cape Coral
$284,000
2026033370 MLS
Prime Gulf Access Lot with New Seawall – Ready for Your Dream Home. Seize the opportunity to build your waterfront dream home on this exceptional Gulf access lot in the rapidly developing NW Cape Coral. This 10,018 sq ft parcel boasts a brand-new seawall, eliminating the typical 12+ month wait and allowing immediate commencement of construction. Situated on the 120' wide Miller Canal, the property offers direct boating access to the Gulf of Mexico, with just one bridge to navigate. Enjoy stunning western exposure sunsets and a neighborhood of upscale, newly constructed homes. Located near Pine Island Road, you're minutes away from shopping, dining, and entertainment. Don't miss this chance to invest in a premium waterfront lot with immediate build potential.

1224 NW 34TH Avenue, Cape Coral
$689,000
3 Beds ⋅ 2 Baths ⋅ 2026033063 MLS
Located just six lots from the entrance to the Spreader Waterway, this Gulf-access pool home offers 3 bedrooms plus a den, nearly 1,800 square feet, and a shorter trip to open water than nearly all Gulf-access homes in the surrounding areas. Better yet, it offers the absolute lowest price for any gulf access home with a 3 car garage anywhere throughout all of SW Cape Coral! With less than ten homes located between this property and the Spreader Waterway, boats from much of the surrounding Gulf-access neighborhoods pass by throughout the day, creating an active waterfront setting. Designed for the Southwest Florida lifestyle, the outdoor living area features a resurfaced heated pool, separate heated spa, expansive screened lanai, and plenty of space to relax and entertain. Along the waterfront, the concrete dock creates additional waterfront living space, while the wrap-around Trex dock with boat lift and dockside tiki hut provide the perfect setting to unwind after a day on the boat or simply enjoy the view. Inside, the bright open floor plan offers beautiful views of the pool and canal while seamlessly connecting the main living areas. The kitchen features granite countertops, stainless steel appliances, abundant cabinet space, and a breakfast nook overlooking the lanai. All three bedrooms are generously sized, including a spacious primary suite with sliding glass doors leading to the lanai and an en-suite bath with dual vanities, a soaking tub, and separate shower. One guest bedroom also offers direct lanai access through sliding glass doors, while the den provides flexible space for a home office, hobby room, or additional guest accommodations. Additional improvements include a new roof in 2022, complete hurricane protection with electric roll-down and accordion shutters, and all city utility assessments paid. Whether you're heading out for a day on the water, relaxing by the pool, or unwinding beneath the tiki hut as boats pass by, this home offers the waterfront lifestyle that makes SW Cape Coral so special.

2819 SW 37th Terrace, Cape Coral
$639,000
3 Beds ⋅ 2 Baths ⋅ 2026032889 MLS
Welcome to your coastal paradise in Southeast Cape Coral! This turnkey, fully updated 3-bedroom, 2-bathroom canal home delivers the ultimate Florida lifestyle. Step inside to an open-concept great room bathed in natural light, featuring brand-new hurricane-impact windows and sliders framing tranquil water views. The chef-inspired kitchen seamlessly connects to the living space, boasting state-of-the-art appliances, luxurious granite countertops, and a matching full-height backsplash. Relax or entertain in the expansive Florida room, or step outside to your private backyard oasis complete with a sparkling pool, screened cage, and dedicated outdoor bar area. Boaters will love the dock and boat lift—just a short, scenic cruise away from the Caloosahatchee River. Situated on a magnificent Royal Palm-lined street, this home offers endless potential for year-round living, seasonal retreats, or high-yield investment leases.

5240 Seminole Court, Cape Coral
$338,900
4 Beds ⋅ 3 Baths ⋅ 2026032954 MLS
Brand new, beautiful WATERFRONT 4 bedroom/3 bath concrete block home in desirable NE Cape Coral. NO FLOOD ZONE! This popular Verona model features HURRICANE-RATED windows and doors (no shutters needed), a large and bright open-concept living space with tile floors throughout, soaring cathedral ceiling and 3-panel sliding doors for natural light and views of the water. The bright chef's kitchen features a huge island, modern cabinetry, Quartz countertops, stainless steel appliances, and relaxing breakfast nook. The large owner's bedroom has a bright ensuite bath with Quartz counter tops, dual sinks, a tiled step-in shower, and walk-in closet. An optional SECOND OWNER'S SUITE has a bright, modern bathroom and direct access to the spacious lanai. Two more bedrooms and a third bathroom provide lots of room for kids, guests, a den, a flex space or a home office. Situated on a navigable canal, enjoy a day of fishing or simply exploring the waterways via paddleboard or kayak. In a neighborhood with convenient access to areas for shopping, dining, entertainment, and Florida's famous white-sand beaches. Schedule your showing today! ESPANOL: Nueva y hermosa casa FRENTE AL AGUA, de 4 habitaciones y 3 baños construida en bloques de hormigón y en la codiciada zona noreste de Cape Coral. El vendedor está dispuesto a contribuir a los gastos de cierre del comprador. Vea el recorrido virtual. ¡NO SE ENCUENTRA EN ZONA INUNDABLE! Este popular modelo Verona incluye VENTANAS Y PUERTAS RESISTENTES A HURACANES (no se necesitan contraventanas), una amplia y luminosa sala de estar de concepto abierto con pisos de baldosas, techos altos y puertas corredizas de 3 paneles que permiten la entrada de abundante luz natural y ofrecen vistas al agua. La luminosa cocina de chef cuenta con una enorme isla, gabinetes modernos con cierre suave, encimeras de cuarzo y un acogedor rincón para desayunar. La espaciosa habitación principal tiene un luminoso baño privado con encimeras de cuarzo, lavabos dobles, una ducha de azulejos, y vestidor walk-in. Una segunda habitación principal opcional cuenta con un baño moderno y luminoso y acceso directo a la espaciosa terraza. Dos dormitorios adicionales y un tercer baño ofrecen mucho espacio para niños, invitados, una sala de estar, un espacio flexible o una oficina en casa. Ubicada junto a un canal navegable, disfrute de un día de pesca o simplemente explore los canales en paddleboard o kayak. En un vecindario con fácil acceso a áreas para ir de compras, comer, divertirse y a poca distancia en auto de las famosas playas de arena blanca de Florida. ¡Programe su visita hoy mismo!

1625 NE 23rd Street, Cape Coral
$1,550,000
3 Beds ⋅ 3 Baths ⋅ 2026032333 MLS
The Salty Sunset is a spectacular waterfront retreat offering more than 3,000 square feet of thoughtfully designed living space with direct Gulf access and no bridges to open water. This custom residence features three spacious bedrooms, a flexible den, and two-and-a-half bathrooms, combining refined finishes with effortless coastal living. Step inside to soaring ceilings, an open concept layout, and expansive hurricane impact windows and sliding glass doors that flood the home with natural light, while framing stunning views of Longview Lake. Travertine flooring flows throughout the main living areas, leading to a chef inspired kitchen complete with premium appliances, granite countertops, a large center island, and a wet bar designed for entertaining. The private owner's suite offers two walk-in closets and a luxurious ensuite bath with dual vanities, a soaking tub, and a walk-in shower, while two additional guest bedrooms and a versatile den provide plenty of room for family, visitors, or a home office. Outdoor living is where this home truly shines. Relax on the expansive brick paver lanai featuring a saltwater heated pool and spa, a fully equipped outdoor kitchen, and an incredible tiki hut with swinging chairs, the perfect place to unwind as breathtaking sunsets reflect across Longview Lake, all enjoyed through premium panoramic no-see-um screens. Boaters will appreciate the impressive 80-foot dock spanning the entire waterfront, complete with a 35-foot boat slip, a 14,000-lb boat lift, a 30-foot boat cover installed less than a year ago, a new captain's walk, and approximately $22,000 in recent structural dock improvements. The sellers also have tritoon and V-bottom aluminum boat boards for the lift. Additional upgrades include a whole house reverse osmosis system, energy efficient LED lighting throughout, a brick paver driveway, fresh sod, and extensive professional landscaping that showcases the exceptional attention to detail invested in this home. Watch dolphins, manatees, birds, and schools of fish right from your backyard, creating an everyday waterfront experience that is as peaceful as it is unforgettable. Furniture is negotiable, making this exceptional property ready to become your own slice of Southwest Florida paradise.

4615 NW 32nd Terrace, Cape Coral
$1,529,000
4 Beds ⋅ 3 Baths ⋅ 2026029965 MLS
Waterfront luxury awaits on an intersecting canal with over 356 feet of breathtaking views and true Gulf access. This 2014-built estate offers 4 bedrooms, 3 baths, and 2,659 sq ft of living space (3,829 total) on a 0.23-acre lot with 80 feet of water frontage — a boater's dream just minutes from open water. Inside, enjoy 13-foot ceilings, designer tray ceilings with 7-inch crown molding, travertine and engineered wood flooring, and impact windows and doors with 8-foot rear impact sliders. The gourmet kitchen features cherry cabinetry, granite counters, a large island with pantry, and Kenmore Elite appliances plus a new GE Profile Elite refrigerator (2025). The primary suite offers a sitting area, tray ceiling, custom walk-in closet, automated Hunter Douglas blinds, water views, and direct lanai access via French doors. The spa-like bath includes his-and-hers vanities, a soaking tub, and a walk-around Roman shower with dual rain heads. Two guest suites each have walk-in closets and en-suite or nearby baths. Outside, entertain on the 63-foot screened lanai with a 150-mph-rated picture-frame screen (2023), an electric-heated saltwater pool and spa (resurfaced 2025), and a summer kitchen. The expansive composite dock with LED lighting offers a captain's walk, shore power, two remote-operated boat lifts (14,000 lb and 10,000 lb), a new canopy (2025), and a Tiki hut. Additional highlights: 3-car garage with epoxy flooring, brick paver driveway, 12 mature Royal palms, and whole-home security pre-wiring. Refined SWFL waterfront living — schedule your private tour today

4813 SW 23rd Avenue, Cape Coral
$749,900
3 Beds ⋅ 3 Baths ⋅ 2026032410 MLS
Experience the best of Southwest Florida waterfront living with direct, no-bridge sailboat access to the Gulf from this southern exposure residence in Cape Coral's original Yacht Club neighborhood. Offering approximately 2,163 square feet of living space, this 3-bedroom, 2.5-bath home blends comfort, functionality, and an exceptional boating lifestyle in one of the area's most desirable waterfront locations. The open floor plan is designed for both everyday living and entertaining, with the kitchen flowing seamlessly into the main living areas. Expansive windows and sliding glass doors fill the home with natural light while showcasing picturesque canal views and creating a seamless connection to the outdoor living spaces. The spacious waterfront lanai and private pool provide an inviting setting for relaxing, entertaining, or enjoying the Florida sunshine. A private boat ramp and canal frontage offer quick access to open water, making it easy to enjoy boating, sail boating, fishing, kayaking, paddleboarding, or exploring the Gulf. Recent updates, including a new pool pump and pool heater, add value and convenience. Additional features include hurricane shutters and hurricane-rated doors for added protection and peace of mind during storm season. The attached garage provides additional storage and convenience. Ideally located just minutes from the newly redeveloping Cape Coral Yacht Club campus, this home offers convenient access to the area's revitalized waterfront amenities, including the beach, marina, dining, parks, and recreational opportunities. Shopping, restaurants, and everyday conveniences are also nearby, making it easy to enjoy everything Cape Coral has to offer. Whether you're searching for a year-round residence, seasonal retreat, or investment opportunity, this Gulf-access waterfront property offers the opportunity to embrace the Southwest Florida lifestyle. Schedule your private showing today and experience the boating, waterfront views, and location that make this home truly special.

902 El Dorado Parkway E, Cape Coral
Start Your Search