Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida – a hidden gem nestled in the heart of Lee County, where the sun shines bright and the waterways beckon! Known for its stunning waterfront properties and an impressive network of navigable canals, Cape Coral offers a unique lifestyle that harmonizes the beauty of nature with the comforts of modern living.

Imagine waking up each day to the gentle sound of water lapping against your dock, with direct access to the Gulf of Mexico right from your backyard. Homes in Cape Coral with navigable water provide not just a residence but a lifestyle of adventure, relaxation, and endless possibilities. Whether you’re an avid boater, a fishing enthusiast, or simply someone who enjoys the tranquility of waterfront living, Cape Coral’s homes are designed to cater to your every desire.

This vibrant community boasts a plethora of outdoor activities, from kayaking through serene mangroves to enjoying sun-soaked afternoons on your private boat. The area is also rich in amenities, with charming boutiques, delicious eateries, and lush parks just a stone's throw away. Families will appreciate the top-rated schools and friendly neighborhoods, making it an ideal place to call home.

Cape Coral isn’t just a location; it’s a lifestyle that embraces the best of Florida living. Dive into a world where your dream home meets the water, and let Cape Coral be the backdrop for your next adventure. Explore the possibilities today and discover why so many are choosing to call this waterfront paradise home!

Newest Cape Coral Homes with Navigable Water Waterfront

$479,900
3 Beds ⋅ 2 Baths ⋅ 2026034698 MLS
Located on a freshwater canal in Cape Coral, this well-maintained 3-bedroom, 2-bath pool home offers approximately 1,941 square feet of living space with a desirable split-bedroom floor plan, western rear exposure, an oversized 2-car garage, and access to Shamrock Lake and six additional freshwater lakes. Situated outside a designated flood zone, the property has no reported history of flooding or water intrusion, all assessments are paid, and city water, sewer, and irrigation are in place. The spacious interior features vaulted ceilings, formal living and dining areas, a separate family room, tile flooring throughout the main living areas, recently updated bedroom carpeting, window blinds, and an inside laundry room. The home has also been recently painted, providing a fresh, move-in-ready feel. Updated in 2015, the kitchen features granite countertops, a center island, and views overlooking the pool and freshwater canal. Its central location provides convenient access to the surrounding living and entertaining areas. The primary suite offers direct access to the pool and lanai, a walk-in closet, and a private ensuite bathroom with a walk-in shower. A guest bedroom also features a walk-in closet, while the guest bathroom conveniently serves as a pool bath. Outdoor living is a major highlight of this property. The covered screened lanai and heated pool create an inviting setting for relaxing and entertaining while enjoying western exposure and waterfront views. Beyond the pool, the freshwater canal is approximately 100 feet wide and features a seawall, cement cantilever dock, water and electric service, and a 6,000-lb boat lift. Boaters can enjoy freshwater access to Shamrock Lake and six additional lakes, offering an excellent setting for boating, fishing, kayaking, and enjoying the Southwest Florida lifestyle. Additional features and improvements include a 2021 roof, 2024 water heater, PEX plumbing, 2015 A/C, 2015 kitchen renovation and appliances, and 2024 bedroom carpeting. Storm protection was further enhanced in 2025 with 11 accordion shutters and 3 electric roll-down shutters to enclose the covered lanai. The home also features a hurricane-rated garage door and is wired for a portable generator. The professionally designed and maintained landscaping complements the property, with a 6-foot privacy fence along one side of the yard. The oversized 2-car garage provides additional storage and room to accommodate a van. Offered partially furnished, the sale also includes the washer and dryer, and an additional refrigerator/freezer. Combining a heated pool, western exposure, freshwater boating access, substantial storm protection, an updated kitchen, oversized garage, and numerous major improvements, this Cape Coral waterfront home offers an appealing opportunity for both full-time and seasonal Florida living.

22 SE 13th Avenue, Cape Coral
$850,000
3 Beds ⋅ 2 Baths ⋅ 2026038391 MLS
Welcome to Manatee Haven, a successful vacation rental being sold TURNKEY and offering the ultimate Southwest Florida waterfront lifestyle! This Direct Gulf Access pool home is perfectly positioned on an oversized lot with spectacular views looking straight down a wide canal—an ideal setting for beautiful sunsets, boating, fishing, and even watching manatees cruise by from your own backyard. A true boater’s paradise, the property features a private dock with boat lift and captain’s walk, providing easy access to Matlacha Pass and Boca Grande Pass for world-class fishing and endless days on the water. Cruise to the beautiful islands and beaches of Sanibel, Captiva and Cayo Costa, or launch a kayak or paddleboard right from your backyard and explore the nearby mangroves and abundant Southwest Florida wildlife. The home has been exceptionally well maintained and is move-in ready, featuring a metal roof, vaulted ceilings, granite countertops, tile flooring, and fresh interior and exterior paint. The spacious split-bedroom floor plan offers walk-in closets in every bedroom, providing plenty of storage for owners and guests alike. The private owner’s suite features a spacious bath with dual sinks, granite countertops, a large soaking tub and separate walk-in shower. The kitchen includes a walk-in pantry and convenient pass-through window to the outdoor living area—perfect for entertaining by the pool. A formal dining room and separate family room provide additional space for gatherings and everyday living. Step outside to the paver pool deck and covered lanai, where waterfront living takes center stage. Enjoy morning coffee overlooking the canal, spend the afternoon in the pool, then relax with a front-row seat to spectacular Florida sunsets. Newer landscaping, mature fruit trees and outdoor lighting complete the tropical setting. Whether you're searching for a full-time waterfront residence, seasonal getaway or established vacation-rental opportunity, Manatee Haven is ready to enjoy from day one. Sold turnkey, this property offers an incredible opportunity to step right into the Southwest Florida lifestyle—pool, boating, fishing, wildlife, sunsets and Direct Gulf Access, all from your own backyard! Assessments paid in full!

716 SW 32nd Court, Cape Coral
$1,750,000
3 Beds ⋅ 3 Baths ⋅ 2026037222 MLS
WHEN YOU’VE DECIDED YOU WON’T COMPROMISE, THIS IS THE WATERFRONT HOME YOU’VE BEEN WAITING FOR. GULF-ACCESS LAKE VIEWS. CUSTOM LUXURY. RESORT POOL. TWO-LIFT DOCK. BETTER THAN NEW and EXCEPTIONALLY CUSTOMIZED, every detail thoughtfully considered—from the sophisticated interior and spectacular outdoor living to the custom Trex boat dock and extraordinary GULF-ACCESS LAKE VIEWS. Built by Tracey Quality Building and customized by the meticulous seller, this HAMMERHEAD model features 3 BEDROOMS + STUDY and delivers over 2,500 SQ. FT. of beautifully designed living space, 3 baths plus an OVERSIZED 3-CAR GARAGE. THAT EXTRAORDINARY LAKE VIEW commands attention immediately—a dramatic WALL OF GLASS with eight panels of pocketing sliding doors turns the LAKE AND POOL VIEWS into living art, with dolphins and manatees playing in your waterfront backyard. Custom ceiling details, tile flooring throughout, high-end lighting and ceiling fans elevate every room, while the greatroom’s custom fireplace wall adds architectural drama. BEAUTIFUL DESIGN IS ONE THING. BEAUTIFUL DESIGN THAT LIVES WELL IS ANOTHER. Expansive QUARTZ surfaces, quality cabinetry, oversized island and generous WALK-IN PANTRY give the kitchen equal measures of sophistication and function, while the CUSTOM WET BAR with WINE COOLER makes entertaining effortless. The PRIMARY SUITE wakes up to LAKE AND POOL VIEWS and offers a customized walk-in closet and spa-inspired bath with quartz counters, dual vanity, freestanding tub and oversized frameless shower. Private study with French doors and a built-in Murphy bed — ideal for a home office that converts for overflow guests. Now slide open that wall of glass and let Florida take over. The outdoor living space is a PRIVATE RESORT with custom lanai ceilings, OUTDOOR KITCHEN and a spectacular SALTWATER POOL with SPILLOVER SPA, paver deck and PICTURE-FRAME POOL CAGE designed to keep that incredible lake view center stage. And when the water is why you came to Florida, THIS IS WHERE IT GETS REALLY GOOD. The $100,000 TREX DOCK PACKAGE features a CAPTAIN’S WALK, sitting area, kayak launch, canopy and TWO BOAT LIFTS—12,000 lb. and 7,000 lb. Matlacha Pass is just around the corner and UNDER ONE BRIDGE, putting legendary fishing waters including BOCA GRANDE PASS and the Gulf within reach. THE VIEW SAYS VACATION. THE DOCK SAYS LET’S GO. HIGHER ELEVATION this close to the bridge means you are OUTSIDE THE FLOOD ZONE, NO FLOOD INSURANCE REQUIRED, saving thousands each year while adding priceless peace of mind. Added value: TILE ROOF, IMPACT-GLASS windows, ELECTRIC KEVLAR SHUTTERS protecting the lanai, ELEVATED SEAWALL, security cameras, epoxy-finished garage floor, CITY WATER & SEWER with ALL ASSESSMENTS PAID—plus PRODUCING MANGO & AVOCADO TREES—because FLORIDA LIVING SHOULD TASTE GOOD TOO! Here you can walk to PICKLEBALL, nearby shopping and dining and an easy drive to PGD and RSW Airports, FT MYERS BEACH and SANIBEL. YOUR NO-COMPROMISE WATERFRONT LIFE STARTS HERE!

217 Old Burnt Store Road S, Cape Coral
$995,000
4 Beds ⋅ 2 Baths ⋅ 2026038127 MLS
GULF ACCESS paradise in SW Cape Coral. Welcome to waterfront living at its finest. Nestled on a WIDE GULF ACCESS CANAL, this stunning home delivers the quintessential Florida lifestyle you've been dreaming of — from sunrise to sunset, every day of the year. With 4 bedrooms and 2 bathrooms, this thoughtfully designed home offers a spacious, open floor plan that flows effortlessly from room to room. The versatile 4th bedroom is perfectly suited as a private home office, guest suite, or flex space — ready to adapt to your lifestyle. At the heart of the home is a SHOW STOPPER KITCHEN featuring an abundance of cabinet and counter space, ideal for the everyday cook and the weekend entertainer alike. Timeless décor throughout the interior creates a warm, classic aesthetic that will never go out of style and provides a perfect canvas for your personal touch. Step outside and discover your own private resort. The SOUTHERN EXPOSURE POOL and lanai are positioned to capture maximum Florida sunshine throughout the day, while a generous under-truss covered area ensures you can always find the perfect spot — whether you're soaking up rays or relaxing in the shade with a cool drink. Storm protection is built right in, with ACCORDION SHUTTERS around the entire property and KEVLAR SCREENS on the lanai, giving you peace of mind when the season turns. The COMPOSITE BOAT DOCK features a 10,000-LB BOAT LIFT WITH CANOPY, offering easy gulf access. After a day on the water, unwind at your very own TIKI HUT perched right on the canal's edge — a beautiful way to spend your evening. The OVERSIZED 2-car garage has plenty of space for cars and storage. The EPOXY COATED GARAGE FLOOR provides a durable finish that's as practical as it is attractive, making cleanup a breeze and giving the space a clean, finished look worthy of the rest of this exceptional property. Recent tastefully modernized improvements include kitchen/appliances, baths, epoxied garage floor,,and interior paint. HVAC in 2020. Whether you're looking for a full-time residence, a seasonal retreat, or an investment in the Florida waterfront lifestyle, this SW Cape Coral gem checks every box.

2400 SW 39th Terrace, Cape Coral
$474,900
3 Beds ⋅ 2 Baths ⋅ 2026038335 MLS
Here is a remarkable deal on a GULF ACCESS property in a great Cape Coral location. Situated on a wide canal with only one bridge to arrive at open water (roughly 20 min boat ride). This house is on a triple/oversized lot with dock and boat lift included in sale. The big items are done including newer roof, AC/air handler, impact windows, leaf guards on gutters, etc. Inside has a nice layout, well cared for and is in move in condition while providing opportunity to the buyer to do cosmetic updates as desired. Two car garage plus extra storage area with access from the outside This area has the potential to be turned into a 3rd stall garage fairly easily. Very nice large screened lanai with pool bath access, heated swimming pool and spa with Southern exposure. Make this your little slice of paradise today!!

102 SE 38th Terrace, Cape Coral
$354,900
3 Beds ⋅ 2 Baths ⋅ 2026038184 MLS
ENJOY CAPE CORAL WATERFRONT LIVING! This is a beautiful NEW CONSTRUCTION home with sleek, modern finishes and lots of extras. Made of concrete block with IMPACT WINDOWS AND DOORS (no shutters needed) and on well and septic (NO ASSESSMENTS) and NO FLOOD ZONE. It features a split bedroom floor plan, large open concept living space with large tile floors, high tray ceiling, recess lighting, and triple front windows and large rear sliding doors for abundant natural light. The bright kitchen features a large island with Quartz countertops, modern cabinetry, stainless steel appliances, recess and pendant lighting, and pantry. The large owner's bedroom with tray ceiling has a bright ensuite bath with Quartz countertop, dual sinks, custom mirror, tiled step-in shower with frameless glass enclosure, private enclosed toilet, and dual walk-in closets. Two more bedrooms and an inviting guest bathroom with Quartz countertop and glass-enclosed shower are perfect for kids and guests. The outdoors features a paver driveway, inviting modern double-door entry, large lanai with an outdoor kitchen and views of the yard and water. Schedule your showing today!

523 Wilmington Parkway, Cape Coral
$3,200,000
5 Beds ⋅ 5 Baths ⋅ 2026037565 MLS
Panoramic open water views. Western exposure. Gulf access. Unforgettable sunsets. Experience an extraordinary waterfront lifestyle from this furnished, turnkey coastal contemporary residence overlooking Thunderbird Lake in Cape Coral's highly sought-after Eight Lakes neighborhood. Built in 2022, this European-inspired home offers approximately 4,083 SF of living space, 5 bedrooms, 5 bathrooms, a 3-car garage, multiple private balconies & expansive views stretching across nearly 925 ft of open water. Step inside to soaring two-story ceilings, floor-to-ceiling windows & glass doors, & clerestory windows that draw natural light deep into the interior from nearly every angle. The dramatic open-concept design is defined by vertical volume, an open staircase, custom feature walls, & long sightlines directly to the water. An office area & formal dining space seat 10. The kitchen features sleek European-style cabinetry, a high-end appliance package, a gas cooktop, a beverage cooler, generous storage, & a substantial island with bar seating — open to the dining & living areas while preserving uninterrupted lake views throughout. 3 primary suites on the 1st floor, each with its own dedicated ensuite bathroom & spa-inspired finishes including oversized walk-in showers. Two additional bedrooms upstairs share a well-appointed full bathroom with dual sinks & a soaking tub, along with 2 private balconies that extend the living space outdoors & capture elevated views across the surrounding waterways. High-volume tray ceilings with integrated lighting, custom feature walls, & large-format flooring carry throughout. Individual climate control & two tankless water heaters. Full-width glass doors open to the oversized screened lanai, finished with travertine flooring & a custom vaulted ceiling with integrated lighting. The outdoor living & dining space w/ fireplace, TV, & a full outdoor kitchen. The expansive saltwater pool & raised infinity-edge spa overlook the lake, with a full pool bath with shower conveniently positioned at the water's edge. A broad composite deck extends to the private dock & boat lift, open to the broad waters of Thunderbird Lake. The elevated 2nd-floor balcony offers another remarkable vantage point of the water and skyline. No HOA. The location places you at the heart of Cape Coral's most exciting waterfront transformation. The $225 million Yacht Club Community Park redevelopment — the largest public investment in the city's history — will deliver a new resort-style pool, expanded marina, riverfront beach, & waterfront dining just minutes away. Bimini Square brings Bimini Basin Seafood & Cocktails, House of Omelets, boutique retail, & a Lee Health outpatient clinic to the waterfront. The Cove at 47th offers Oak & Stone, Aqua Seafood & Steaks, & a rooftop bar. Slipaway Food Truck Park & Marina, Tarpon Point Marina, The Westin Cape Coral Resort, & waterfront dining at Gather, Rumrunners, Marker 92, & Pinchers.

5020 Pelican Boulevard, Cape Coral
$1,300,000
5 Beds ⋅ 5 Baths ⋅ 2026034796 MLS
LUXURY WATERFRONT LIVING WITH RIVER ACCESS! Discover exceptional Florida waterfront living at this beautifully appointed two-story home located at 2309 SE 20th Place, Cape Coral. Featuring 5 bedrooms, 4 full bathrooms and 1 half bath, this impressive residence offers an exceptional combination of space, sophistication, and functionality. Situated on a canal with River/Gulf access and only one bridge to navigate, this property is ideally positioned for boating enthusiasts seeking convenient access to Southwest Florida's waterways. Enjoy days on the water followed by relaxing evenings beside the sparkling saltwater pool, creating the perfect setting for entertaining or simply enjoying the Florida lifestyle. Inside, the home showcases an impressive level of attention to detail and numerous upgrades throughout. The spacious two-story design provides generous living areas, thoughtfully designed bedrooms, and ample room for family and guests. High-quality finishes and carefully selected improvements create a refined yet comfortable atmosphere throughout the residence. The outdoor living area is equally impressive, offering the ideal extension of the home's interior spaces. Spend your mornings enjoying the waterfront views, afternoons in the pool, and evenings entertaining friends and family. Every aspect of this residence has been thoughtfully considered, from its desirable waterfront location and boating access to its extensive upgrades and beautifully maintained spaces. This is more than a home—it is an opportunity to experience the best of Cape Coral waterfront living. A truly special waterfront property ready to welcome its next owner.

2309 SE 20th Place, Cape Coral
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 2026026474 MLS
LUXURY GULF-ACCESS IN THE HEART OF SW CAPE CORAL! This beautifully renovated and fully furnished 3-bedroom + den, 3-bath home offers 2,528 sq. ft. of living space, a 3-car garage, NEW ROOF, impact windows and doors, and an exceptional waterfront lifestyle. Boaters will appreciate the private dock, 10,000-lb boat lift with canopy, and Gulf access right from your backyard. Step outside to your private tropical retreat featuring a screened pool and spa, expansive pavered lanai, outdoor kitchen and multiple areas for dining, entertaining and relaxing by the water. Inside, the home has been thoughtfully renovated with a sophisticated coastal style, featuring tile flooring throughout, designer-selected finishes, soaring ceilings and an open-concept layout filled with natural light. The stunning kitchen is the centerpiece of the home with abundant cabinetry, an oversized island, beautiful countertops and generous entertaining space overlooking the great room and outdoor living area. The primary suite is a true retreat with direct lanai access and a completely redesigned spa-inspired bath featuring dual vanities, a freestanding soaking tub and an impressive walk-through shower with designer tile. An en-suite guest bedroom provides privacy for visitors, while a separate pool bath adds convenience for outdoor entertaining. The pavered driveway, lush tropical landscaping and impressive 3-car garage complete the package. Ideally located in highly desirable Southwest Cape Coral, just minutes by golf cart to Cape Harbour, The Lobster Lady, waterfront dining, shopping and entertainment. Whether arriving by car, golf cart or boat, this home puts the best of the Southwest Florida lifestyle within easy reach. Move in, unpack your suitcase and start enjoying the waterfront lifestyle from day one. Schedule your private tour today!

1723 SW 43rd Terrace, Cape Coral
$59,900
2026037945 MLS
Discover this vacant lot in this booming section of NW Cape Coral, perfect for building your dream home or an investment property. Rear SOUTHERN Exposure! Zoned residential, this beautiful property sits on a freshwater canal with access to an open lake! Located in a private neighborhood, you'll enjoy proximity to essential amenities like Walgreens, Publix, and a variety of restaurants. Situated in Flood Zone X, no flood insurance is required, offering peace of mind and cost savings. Whether you're envisioning a custom home or a future spec home, this property offers endless potential in a great location.

2414 NW 6th Terrace, Cape Coral
$607,500
4 Beds ⋅ 3 Baths ⋅ 2026037934 MLS
Welcome to 928 SE 43rd Street, a spacious Cape Coral pool home offering an impressive 4 bedrooms, 3 bathrooms, and approximately 2,690 square feet of living space on an oversized 0.455-acre lot. Built in 1976, this property offers plenty of room to create the home you’ve been envisioning, with a generous floor plan and abundant space both inside and out. The expansive lot provides excellent outdoor possibilities like a huge entertaining area or simply plenty of room to enjoy the Florida lifestyle. The three-bath layout and four spacious bedrooms provide flexibility for family, guests, a home office, or multi-generational living. Ideally situated in Cape Coral with convenient access to shopping, dining, entertainment, schools, and major roadways, this property offers the space, and location buyers are looking for. Bring your vision and make this spacious Cape Coral residence your own!

928 SE 43rd Street, Cape Coral
$625,000
3 Beds ⋅ 3 Baths ⋅ 2026037179 MLS
Welcome to your tropical waterfront retreat in Cape Coral’s desirable Pelican neighborhood! This spacious 3 bedroom, 3 bath GULF ACCESS Pool Home offers 2,181 square feet of living space and a generous under truss lanai with plenty of room to relax, dine, and gather. The split bedroom floor plan features a great room, 10' ft ceilings throughout, and water views from the main living area and primary bedroom. One guest bedroom has a private ensuite bathroom and could serve as a second primary suite. The primary bedroom includes a walk-in-closet and bathroom with a separate tub and shower. Additional features include a metal roof, plantation shutters, accordion hurricane shutters, new stainless steel Frigidaire Gallery appliances, an upgraded irrigation system, and a recently resurfaced saltwater pool with an electric heater. (10 year warranty on the pool finish) The home is currently used as a vacation rental and could be offered TURNKEY FURNISHED; see remarks. Beyond the property, Pelican Sports Complex is just a few streets South, offering parks, baseball fields, and soccer fields, along with nearby Pelican Elementary and CCFD Station 9. Sidewalks along Pelican Blvd enhance neighborhood walkability and biking throughout the area. Enjoy the vibrant Marina Village at Tarpon Point Marina, featuring waterfront dining, boutique shopping, an art gallery, and The Westin Hotel. Also in close proximity, explore the revitalized downtown Cape Coral scene, including the popular Bimini Basin waterfront restaurant, perfect for dining, sunsets, and embracing the coastal lifestyle. Whether you're seeking a primary residence, 2nd home, or an investment opportunity, this property checks all the boxes. Schedule your private showing today. Assessments paid in full.

205 SW 37th Lane, Cape Coral
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