St James City Homes with Navigable Water Waterfront

St James City Homes with Navigable Water Waterfront

Welcome to St. James City, a hidden gem nestled on the serene Pine Island in Lee County, Florida. This charming community boasts a unique blend of natural beauty, waterfront living, and a laid-back lifestyle that captivates residents and visitors alike. With its stunning sunsets and lush landscapes, St. James City is the perfect retreat for those seeking a tranquil escape from the hustle and bustle of everyday life.

One of the standout features of St. James City is its access to navigable water. Homes here offer waterfront living at its finest, with many properties boasting direct access to the Gulf of Mexico. Imagine waking up to the gentle sound of waves lapping at your dock, ready to embark on a day of fishing, boating, or simply soaking up the sun on your private deck. Whether you're a seasoned sailor or a weekend adventurer, the navigable waterways provide endless opportunities for exploration and leisure.

The community is rich in charm, with quaint shops, delightful restaurants, and friendly locals who embody the spirit of island living. Nature enthusiasts will revel in the abundant wildlife that surrounds the area, including opportunities for birdwatching and kayaking through beautiful mangroves.

St. James City is not just a place to live; it's a lifestyle that embraces the best of Florida's coastal charm. Whether you're looking for a cozy cottage or a luxurious waterfront estate, this idyllic community invites you to immerse yourself in the beauty of island life. Come discover the magic of St. James City, where your dream home awaits!

Newest St James City Homes with Navigable Water Waterfront

$399,900
2 Beds ⋅ 2 Baths ⋅ 2026029221 MLS
Direct Gulf Access • Island Vibes • Laid-Back St. James City Living!! St. James City Waterfront Living — Minutes to Open Gulf Waters! Welcome to your slice of island life in St. James City on beautiful Pine Island, FL. This direct Gulf-access manufactured home sits on a quiet canal just minutes from open water, offering effortless boating, world-class fishing, and postcard sunsets right from your own backyard. Step outside and embrace the laid-back coastal lifestyle — fish from your private dock, launch your boat for a day on the Gulf, or unwind as the sky glows over the mangroves each evening. This is the kind of place where neighbors wave from golf carts, salty breezes drift through the palms, and every day feels like vacation. Property & Lifestyle Highlights: 2023 manufactured home with 2 bedroom & 2 bath open concept great for entertaining! Stainless steel appliances, and a kitchen island with seating to accommodate your guests. Open and bright functional space with plenty of room for dinner parties. Large covered deck facing the canal where you can enjoy your morning coffee and watch your neighbors boat by. Large concrete dock, composite dock and 8k lb boat lift with canopy for your boating adventures! Direct Gulf access — no bridges, no delays, just pure boating freedom! Private dock for fishing, kayaking, or keeping your boat ready to go. Island vibe with maintenance free landscaping and relaxed coastal charm. Golf-cart friendly community — ride to waterfront restaurants, bars, and shops. Live music and local seafood minutes away! Sunset views that make every evening unforgettable. Whether you’re seeking a weekend escape, a full-time coastal retreat, or a vacation rental opportunity, this home delivers the best of Pine Island living — laid back, waterfront, and wonderfully unhurried. Schedule your private showing today and discover the relaxed beauty of island living!

3822 Blueberry Lane, St James City
$320,000
2 Beds ⋅ 2 Baths ⋅ 2026030527 MLS
Tucked away in the quaint boating community of St. James City, this completely remodeled waterfront property offers a serene escape with direct Gulf access and breathtaking canal views. With over 90 ft. of seawall and boating dockage, there is plenty of room for your toys! Imagine stepping into a home where every detail has been thought of from the gleaming new flooring beneath your feet to the freshly painted walls that envelop you in warmth. The kitchen invites all to gather with a comfy breakfast bar and open concept for entertaining. Newer stainless appliances and pretty new cabinets make ready for the chef of the family. Beyond the walls, a large expansive patio and screened lanai beckon you to unwind, providing an idyllic vantage point to gaze upon the waterway that leads to the majestic Gulf of Mexico. Whether you’re drawn by the allure of some of the best fishing right out your back door or the convenience of nearby dining, shopping, and seafood markets, this home is a gateway to the delights of coastal living. With beautiful beaches just a short boat ride away, this property isn't just a home; it's a lifestyle waiting to be embraced. With an extra large lot , you are able to store your RV on the east side of your home and hook right up to your own RV hookup!! Your surroundings are always alive with nearby craft markets, neighborhood music gatherings, festivals and lots of fun things to do. This is a great second home opportunity, fantastic investment property or home sweet home!!

3653 Dewberry Lane, St James City
$999,000
2 Beds ⋅ 2 Baths ⋅ 2026030275 MLS
Rare opportunity to own a DIRECT GULF ACCESS waterfront pool home situated on TWO oversized lots with an impressive 120 feet of waterfront in the heart of beautiful Pine Island. Offering quick, unrestricted boating access with no bridges, this exceptional property is just a short ride to Sanibel, Captiva, Cayo Costa, and some of Southwest Florida's most renowned fishing waters. Whether you're heading offshore for world-class fishing, cruising to waterfront restaurants, or exploring secluded barrier islands, this location is truly second to none. Designed for both comfort and peace of mind, the home features a durable metal roof, impact-resistant windows, and a brand-new Generac whole-house generator fueled by "three" 300-gallon propane tanks, ensuring you're well prepared year-round. A spacious waterfront viewing platform provides the perfect place to relax, entertain, or simply soak in the expansive water views and unforgettable Florida sunsets. The sparkling pool overlooks the canal, creating an ideal setting for outdoor living, while the generous waterfront offers ample space for your boating lifestyle. Surrounded by the natural beauty of Pine Island, you'll enjoy a relaxed Old Florida atmosphere with nearby marinas, waterfront restaurants, kayaking, nature preserves, and endless opportunities for boating and fishing. Properties offering two lots, 120 feet of waterfront, direct Gulf access, and premium upgrades like these are exceptionally rare.

2272 York Road, St James City
$365,000
2 Beds ⋅ 2 Baths ⋅ 2026030136 MLS
Welcome to your ultimate waterfront retreat at 3064 Sloop Ln, St. James City, Florida! This exceptional property offers the perfect blend of relaxed island living and an active coastal lifestyle, starting with a convenient carport covered driveway that shields your vehicles from the Florida sun. Inside, you are greeted by gorgeous, solid bamboo flooring that runs seamlessly throughout the entire home, offering durability and a touch of modern tropical elegance. The floor plan feels exceptionally open and inviting thanks to a spacious addition that dramatically expands your indoor living and entertaining space. Step outside to discover a private outdoor paradise designed for maximum leisure and functionality. Cool off or unwind after a day in the sun in your own private courtyard featuring a sparkling pool, or head over to the dedicated workshop that provides the ideal space for tools, hobbies, and gear storage. For boating enthusiasts, this property is a true paradise, featuring direct Gulf access via a wide canal right from your backyard, complete with a private boat lift to ensure your vessel is secure and ready for spontaneous island adventures at a moment's notice. Whether you are looking for a year-round residence or a vacation getaway, this meticulously maintained property delivers the Florida lifestyle you have been dreaming of.

3064 Sloop Lane, St James City
$784,900
3 Beds ⋅ 3 Baths ⋅ 2026028974 MLS
Built to last and designed for the waterfront lifestyle, this custom 2018 Insulated Concrete Form (ICF) home combines exceptional strength, energy efficiency, and storm resilience with quick, deep, direct access to the Gulf of America. Offering 3 bedrooms, 2.5 baths, and quality construction rarely found on the island, this home features impact windows and doors, a standing seam metal roof, and solid ICF construction for outstanding durability and peace of mind. The elevated second-floor living area is designed to maximize breathtaking intersecting canal views and spectacular Southwest Florida sunsets. The open-concept great room flows seamlessly into the well-appointed kitchen featuring island seating, tile backsplash, stainless steel appliances, and a versatile flex space ideal for a home office, pantry, or hobby area. The primary suite offers private lanai access, a spacious en-suite bath with dual vanities, a walk-in shower with rain shower feature, and generous closet space, while a convenient half bath completes the main living level. The first floor provides two spacious guest bedrooms, a full guest bath, an in-residence laundry area, and an oversized two-car garage with a rear overhead door for easy access to your boating equipment and waterfront toys. A paver driveway offers plenty of parking for family and guests. Outside, the waterfront setting is ready for relaxing or entertaining with a patio, beach-style lounging area, freestanding hot tub, and room to add a custom pool. The 2017 seawall, composite dock, and 10,000-pound covered boat lift make getting on the water quick and effortless. From here, enjoy easy, deep-water boating with direct access to the Gulf of America, world-class fishing, nearby barrier islands, waterfront restaurants, and endless days exploring Southwest Florida by boat. Whether you're searching for a full-time residence, seasonal escape, or weekend waterfront retreat, this home delivers exceptional construction, low-maintenance living, and the boating lifestyle you've been dreaming of.

2391 Oleander Street, St James City
$699,900
3 Beds ⋅ 3 Baths ⋅ 2026026864 MLS
Margaritas, sunsets, and island time await at this waterfront retreat in the heart of St. James City. Designed for those who dream of a laid-back tropical lifestyle, this elevated coastal home combines boating, entertaining, and carefree island living into one unforgettable package. The main living level features 2 bedrooms, 2 baths, and an open great room floor plan that flows seamlessly to the screened waterfront lanai. The beautifully remodeled primary suite offers a walk-in closet and spa-inspired bath featuring dual vanities, a custom walk-in shower with multiple shower heads, and a luxurious rain shower. The updated kitchen shines with quartz countertops, subway tile backsplash, stainless steel appliances, upgraded hardware, and plenty of room for gathering with family and friends after a day on the water. Downstairs, guests will love the private bungalow-style suite complete with its own entrance, new mini-split system, updated cabinetry, vanity, lighting, and en-suite bath with walk-in shower. The lower level also offers an oversized 2-car garage with extended storage space for fishing gear, kayaks, golf cart, and all your island toys and workshop. Step outside to the screened pool area where colorful ocean-themed murals, tropical breezes, a private outdoor shower, and comfortable gathering spaces create a true vacation-at-home atmosphere. Outside, the property feels like a private botanical garden with mature palms, native landscaping, fruit trees, granite-lined flower beds, tiki lighting, solar accent lighting, irrigation system, and multiple outdoor entertaining spaces. Boaters will appreciate the covered 8K boat lift with newer canopy, fish-cleaning station, dock lighting, snook light, updated dock electrical, rewrapped pilings, and quick access to Pine Island Sound, world-class fishing, waterfront restaurants, secluded beaches, and the Gulf waters beyond. Extensively improved for peace of mind, major updates include a stone-coated metal roof rated for 200 mph winds (2023), hurricane impact windows and pocket slider (2026), new picture-window pool cage (2024), resurfaced pool with new tile (2023), raised HVAC equipment (2025), A/C system with warranty through 2028, elevated water heater, slab-jacked driveway and pool deck with lifetime warranty, new gutters, soffits and fascia, updated electrical, new insulation, fresh interior and exterior paint, remodeled primary bath, and numerous additional upgrades throughout. Whether you're boating to lunch, relaxing poolside under the tiki lights, or enjoying a sunset cocktail from the screened lanai, this island escape delivers the authentic Pine Island lifestyle you've been searching for.

2808 Sanibel Boulevard, St James City
$644,900
3 Beds ⋅ 2 Baths ⋅ 2026026276 MLS
Welcome to your waterfront paradise in the heart of St. James City! This beautifully remodeled 3-bedroom, 2-bath home offers direct Gulf access with quick boating access to Pine Island Sound, the Intracoastal Waterway, world-class fishing, waterfront restaurants, and the pristine beaches of Sanibel, Captiva, Cayo Costa, and Boca Grande. Spacious and designed for comfortable island living, the home features both a living room and a family room, providing plenty of space for entertaining, relaxing, and accommodating guests. At the heart of the home is a brand-new kitchen featuring wood cabinetry, granite countertops, and stainless steel appliances, creating a stylish and functional space for everyday living. The primary suite offers a private en-suite bath with a walk-in shower and new vanity, providing a fresh and inviting retreat. Enjoy the Florida lifestyle with a heated saltwater pool, screened lanai, and an extensive list of recent upgrades that provide peace of mind for years to come. Major improvements include a new seawall (2024), impact windows and doors (2024), new A/C and ductwork (2025), all-new PEX plumbing (2025), new drywall throughout including ceilings (2025), resurfaced pool (2025), new pool equipment (2026), new cabinetry throughout, stainless steel appliances (2026), and a new water heater (2026) and smart thermostat. Relax on the screened lanai overlooking the pool, spend your days boating, fishing, shelling, or exploring nearby islands, and enjoy everything that makes Southwest Florida's waterfront lifestyle so desirable. Whether you're looking for a full-time residence, seasonal retreat, or weekend boating getaway, this move-in-ready home offers the perfect blend of modern updates, spacious living, island charm, and direct access to some of the best boating waters Southwest Florida has to offer.

2763 Sanderling Court, St James City
$1,500,000
3 Beds ⋅ 2 Baths ⋅ 2026026014 MLS
This is a unique and gorgeous waterfront paradise and a true boater's dream! Situated on nearly a HALF-ACRE in the heart of St. James City, this exceptional property offers the ultimate island lifestyle with 176 feet of waterfront and quick access to open water. The property features TWO covered boat lifts, one 20,000# and one 8,000#, making it effortless to launch your next fishing or boating adventure. Outdoor living takes center stage with a resort-style pool and spa, and a cozy fire pit—perfect for entertaining family and friends while enjoying beautiful waterfront views. A detached garage with a loft provides abundant storage and flexible space for hobbies and all your fishing gear, while the dedicated RV parking area with hookups offers added convenience for travelers and visitors. There is a separate fish shack for working on your fishing gear or relaxing with friends bragging about the day's catch. Whether you're an avid fisherman, boating enthusiast, or simply seeking a private waterfront retreat, this one-of-a-kind home on a double lot in St. James City delivers the ultimate island life-style.

2823 8th Avenue, St James City
$559,900
2 Beds ⋅ 2 Baths ⋅ 2026025325 MLS
Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

3608 Rita Lane, St James City
$849,900
4 Beds ⋅ 2 Baths ⋅ 2026023969 MLS
4 BED 2 BA Canal front pool home located on a hugh corner lot. The home is ground level above grade so it experienced no water intrusion for our recent hurricanes. The property also has a boathouse with a new metal roof & davits along with a covered boat lift. upgrades include new exterior sherwin william paint--some new lania screening. hugh chef's kitchen with center island cooktop--granite counter tops--luxury vinyl plank flooring. storm protected with manual shutters. partially furnished as seen.

2805 8th Avenue, St James City
$1,484,000
3 Beds ⋅ 3 Baths ⋅ 2026024775 MLS
LOCATION LOCATION LOCATION! Your Slice of Paradise Awaits! Step into this fully furnished, turnkey waterfront masterpiece and prepare to be swept away by breathtaking panoramic views of Pine Island Sound and Sanibel Island. Nestled in one of Southwest Florida’s most coveted locations, this gulf-access pool home is a rare gem that blends luxury, comfort, and island charm. Interior Elegance Meets Coastal Chic Every inch of this home is thoughtfully designed with beachy, nautical décor that instantly transports you to vacation mode. The gourmet kitchen is a chef’s dream, featuring Cambria Quartz countertops, GE High-Profile stainless steel appliances, and a layout perfect for entertaining. Peace of Mind & Premium Upgrades Enjoy the security and style of a metal roof, impact-resistant windows and doors, plank tile flooring, and plantation shutters throughout. A new AC keeps things cool, while the shiplap lanai ceiling adds a touch of coastal sophistication. Outdoor Living at Its Finest Sip cocktails from your screened balcony as dolphins and manatees glide by. Take a dip in the heated saltwater pool, then unwind with the best sunsets in SWFL. With two covered boat lifts (14k & 7k lbs.), composite docks, and a fish cleaning station, your waterfront lifestyle is ready to launch. Island Adventures & Ultimate Convenience - Hop in your included golf cart (valued at $20K and loaded with extras) and explore nearby amenities, or cruise on your boat to local islands and beaches for world-class fishing and relaxation. This is more than a home—it’s a gateway to the island life you’ve always dreamed of. Fall in Love. Move to Paradise. Whether you're seeking a serene retreat or a vibrant coastal lifestyle, this home delivers it all. Don’t just buy a house—claim your piece of paradise.

3420 1st Avenue, St James City
$320,000
2 Beds ⋅ 2 Baths ⋅ 2026023757 MLS
Enjoy the island lifestyle in Cherry Estates of St. James City! This boaters paradise offers GULF ACCESS, a renovated interior, and an enclosed air-conditioned lanai for additional living space and year-round comfort. The property also features a dock with covered boat lift, providing excellent shade and protection for both the boat and dock area. Spend your days fishing right from your dock for snook, redfish, trout, and flounder, while enjoying frequent sightings of manatees and dolphins passing through the canal. Located on a quiet street in one of Pine Island’s most popular boating communities, residents enjoy easy access to fishing, kayaking, waterfront restaurants, and beautiful Southwest Florida sunsets. Available completely furnished, making this an excellent opportunity for a seasonal retreat, vacation home, or full-time residence.

3089 Skipper Lane, St James City
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