Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida – a sun-soaked paradise renowned for its extensive network of navigable waterways and stunning waterfront properties. Nestled in Lee County, this vibrant city boasts over 400 miles of canals, offering residents unparalleled access to the Gulf of Mexico and an array of aquatic adventures. Whether you're an avid boater, fishing enthusiast, or simply someone who enjoys the serene beauty of waterfront living, Cape Coral is the ideal destination for your dream home.

Cape Coral's charm lies not only in its picturesque landscapes but also in its friendly community atmosphere. With a diverse range of local amenities, including trendy restaurants, boutique shops, and lush parks, you’ll find everything you need right at your doorstep. The city is also known for its family-friendly environment, with top-rated schools and recreational activities that cater to all ages.

When it comes to real estate, Cape Coral offers an impressive selection of homes with navigable water access. Imagine waking up to breathtaking views of the water, enjoying morning coffee on your private dock, or hosting sunset barbecues with friends and family. These waterfront properties provide a lifestyle that is both luxurious and laid-back, where every day feels like a vacation.

With its beautiful weather, vibrant culture, and abundant recreational opportunities, Cape Coral is not just a place to live; it’s a lifestyle waiting to be embraced. Discover the allure of waterfront living and make Cape Coral your home today!

Newest Cape Coral Homes with Navigable Water Waterfront

$950,000
4 Beds ⋅ 3 Baths ⋅ 2026033120 MLS
GULF-ACCESS CORNER CANAL LOT. JUST OVER A HALF ACRE. 2,554 SQ FT. 4 BED, 3 BATH, DEN. 3-CAR GARAGE. 1,100+ SQ FT UNDER TRUSS PATIO. METAL ROOF. BUILT 2025. ASSESSMENTS PAID. Southwest Cape Coral, on a corner canal with Gulf access and room to build the dock and lift you actually want. Take the boat out for the afternoon, come back, and the party's still going. Inside, 2,554 square feet under air with an open layout and split bedrooms. Four bedrooms, three full baths, and a den. The kitchen anchors the space with a large island and waterfall edges, plus a walk-in pantry. Tile runs throughout. Built-in closet organizers in the bedrooms. You'll be in the kitchen and still in the conversation, no matter where everyone ends up. The guest wing is fully private and en-suite, with its own access straight out to the patio. Bring the in-laws, host the winter visitors, or keep it as your office and gym. They get their own space, you get yours, and nobody's walking through anybody else's. Out back is where this home earns its keep. Over 1,100 square feet of covered patio under truss, pre-plumbed for your outdoor kitchen and ready for your final touches. Sunday football under the roof when the rain rolls through. Grandkids running the yard. Half an acre, fully fenced, with plenty of room for a pool, space to park the boat, and room for everything else you're bringing with you. Then there's the driveway. Poured concrete slabs laid out in a brick pattern with turf running between them, so it looks like a landscape feature instead of a parking pad. Nine vehicles plus the three-car garage. Host Thanksgiving, Christmas, the whole crew at once, and nobody parks on the grass or down the street. Metal roof. Built in 2025, so you get impact protection, a home that's ready for hurricane season, and the insurance profile of new construction. All assessments are paid. Built new, built solid, and ready for the life you came to Florida for.

1726 SW 36th Terrace, Cape Coral
$419,900
4 Beds ⋅ 2 Baths ⋅ 2026033368 MLS
Welcome home! This stunning Hardwyn Signature model, an award-winning design, is move in READY! This beautiful waterfront home offers 4 spacious bedrooms, 2 full baths, and an oversized 2-car garage. Enjoy peace of mind with PGT hurricane-impact windows and doors; no shutters needed! Inside, you’ll find stylish tile flooring throughout, cozy carpet in the bedrooms, elegant tray ceilings, soft-close cabinetry, sleek granite countertops, and stainless-steel appliances. The 8 ft doors add a touch of grandeur to every room. The master suite is a true retreat, featuring a tray ceiling, an oversized walk-in closet, dual sinks, and a luxurious separate tub and shower. Step outside to your own private oasis, where an open patio overlooks a peaceful freshwater canal; the perfect place to relax while enjoying the birds and abundant Florida wildlife. The spacious backyard offers plenty of room for a future pool, outdoor entertaining, or a place for your furry friends to roam. Located in Flood Zone X, no flood insurance is required! No assessments due! Call today for your own private tour!

1107 NW 13th Street, Cape Coral
$284,000
2026033370 MLS
Prime Gulf Access Lot with New Seawall – Ready for Your Dream Home. Seize the opportunity to build your waterfront dream home on this exceptional Gulf access lot in the rapidly developing NW Cape Coral. This 10,018 sq ft parcel boasts a brand-new seawall, eliminating the typical 12+ month wait and allowing immediate commencement of construction. Situated on the 120' wide Miller Canal, the property offers direct boating access to the Gulf of Mexico, with just one bridge to navigate. Enjoy stunning western exposure sunsets and a neighborhood of upscale, newly constructed homes. Located near Pine Island Road, you're minutes away from shopping, dining, and entertainment. Don't miss this chance to invest in a premium waterfront lot with immediate build potential.

1224 NW 34TH Avenue, Cape Coral
$189,000
2 Beds ⋅ 2 Baths ⋅ 2026033135 MLS
Welcome to your slice of paradise in desirable Southwest Cape Coral! This beautifully remodeled 2-bedroom, 2-bath condominium offers direct Gulf access and breathtaking long canal views from its second-floor location with soaring vaulted ceilings. Inside, you'll find an updated kitchen featuring modern finishes, along with stylish new flooring that creates a bright, open, and inviting living space. The vaulted ceilings enhance the spacious feel, while the tranquil waterfront views provide the perfect backdrop for relaxing or entertaining. Located just minutes from Cape Harbour, Tarpon Point Marina, and Downtown Cape Coral, you'll enjoy some of the area's best waterfront dining, shopping, entertainment, and boating. An added bonus is that building insurance is included in the HOA fees, helping simplify ownership and add value. Whether you're looking for a seasonal retreat, full-time residence, or income-producing investment property, this condo checks all the boxes. Enjoy the Southwest Florida lifestyle with direct boating access, incredible water views, and a prime location close to everything Cape Coral has to offer.

4708 SW 8th Place Unit 205, Cape Coral
$1,695,000
4 Beds ⋅ 3 Baths ⋅ 2026033195 MLS
COME AND PICK YOUR COLORS at this high-end luxury home on an intersecting GULF ACCESS canal near Cape Coral PKWY. Completion will be Q2 of 2026. When you walk into this home you're being welcomed by a pristine porcelain floor and an open floor plan with a ballroom size living area. This home is the epitome of luxury and design, take a look at the very special water vapor fireplace and all high- end amazing light fixtures. There is an integrated blue tooth sound system with indoor and outdoor speakers. Pool area is covered with natural stone tiles. The office has this amazing luxury feel and warmth with structured wallpaper. The whole home is equipped with double pane hurricane impact sliders and windows for extra insolation and 90 degree corner slider doors to the lanai. The well thought out designs of the XXL pool spa with infinite edge look will give you the waterfront Florida living style. We have a grey metal roof that will keep you and your family safe whatever happens. The outdoor kitchen has a black BBQ grill and black cabinets doors that will not rust as all the chrome ones do, the designer thought about everything to make this home stand out compared to anything else out there with all these high-end upgrades. The outdoor kitchen also has an outdoor refrigerator to keep your wine and beverages nice and cold right next to the pool. Take a look at the hidden walk-in kitchen pantry with a lot of extra storage space and a bar with another refrigerator. A luxury kitchen with top of the line appliances like a JENNAIR refrigerator/freezer combo with Taj Mahal quartz countertop and waterfall edges it's a chefs dream kitchen. A separate wine cellar for 18 bottles. And ALL ASSESSMENTS are paid in full. Pictures are from a home that's already finished/sold at 2541 Surfside Blvd.

4707 SW 20th Avenue, Cape Coral
$689,000
3 Beds ⋅ 2 Baths ⋅ 2026033063 MLS
Located just six lots from the entrance to the Spreader Waterway, this Gulf-access pool home offers 3 bedrooms plus a den, nearly 1,800 square feet, and a shorter trip to open water than nearly all Gulf-access homes in the surrounding areas. Better yet, it offers the absolute lowest price for any gulf access home with a 3 car garage anywhere throughout all of SW Cape Coral! With less than ten homes located between this property and the Spreader Waterway, boats from much of the surrounding Gulf-access neighborhoods pass by throughout the day, creating an active waterfront setting. Designed for the Southwest Florida lifestyle, the outdoor living area features a resurfaced heated pool, separate heated spa, expansive screened lanai, and plenty of space to relax and entertain. Along the waterfront, the concrete dock creates additional waterfront living space, while the wrap-around Trex dock with boat lift and dockside tiki hut provide the perfect setting to unwind after a day on the boat or simply enjoy the view. Inside, the bright open floor plan offers beautiful views of the pool and canal while seamlessly connecting the main living areas. The kitchen features granite countertops, stainless steel appliances, abundant cabinet space, and a breakfast nook overlooking the lanai. All three bedrooms are generously sized, including a spacious primary suite with sliding glass doors leading to the lanai and an en-suite bath with dual vanities, a soaking tub, and separate shower. One guest bedroom also offers direct lanai access through sliding glass doors, while the den provides flexible space for a home office, hobby room, or additional guest accommodations. Additional improvements include a new roof in 2022, complete hurricane protection with electric roll-down and accordion shutters, and all city utility assessments paid. Whether you're heading out for a day on the water, relaxing by the pool, or unwinding beneath the tiki hut as boats pass by, this home offers the waterfront lifestyle that makes SW Cape Coral so special.

2819 SW 37th Terrace, Cape Coral
$639,000
3 Beds ⋅ 2 Baths ⋅ 2026032889 MLS
Welcome to your coastal paradise in Southeast Cape Coral! This turnkey, fully updated 3-bedroom, 2-bathroom canal home delivers the ultimate Florida lifestyle. Step inside to an open-concept great room bathed in natural light, featuring brand-new hurricane-impact windows and sliders framing tranquil water views. The chef-inspired kitchen seamlessly connects to the living space, boasting state-of-the-art appliances, luxurious granite countertops, and a matching full-height backsplash. Relax or entertain in the expansive Florida room, or step outside to your private backyard oasis complete with a sparkling pool, screened cage, and dedicated outdoor bar area. Boaters will love the dock and boat lift—just a short, scenic cruise away from the Caloosahatchee River. Situated on a magnificent Royal Palm-lined street, this home offers endless potential for year-round living, seasonal retreats, or high-yield investment leases.

5240 Seminole Court, Cape Coral
$338,900
4 Beds ⋅ 3 Baths ⋅ 2026032954 MLS
Brand new, beautiful WATERFRONT 4 bedroom/3 bath concrete block home in desirable NE Cape Coral. NO FLOOD ZONE! This popular Verona model features HURRICANE-RATED windows and doors (no shutters needed), a large and bright open-concept living space with tile floors throughout, soaring cathedral ceiling and 3-panel sliding doors for natural light and views of the water. The bright chef's kitchen features a huge island, modern cabinetry, Quartz countertops, stainless steel appliances, and relaxing breakfast nook. The large owner's bedroom has a bright ensuite bath with Quartz counter tops, dual sinks, a tiled step-in shower, and walk-in closet. An optional SECOND OWNER'S SUITE has a bright, modern bathroom and direct access to the spacious lanai. Two more bedrooms and a third bathroom provide lots of room for kids, guests, a den, a flex space or a home office. Situated on a navigable canal, enjoy a day of fishing or simply exploring the waterways via paddleboard or kayak. In a neighborhood with convenient access to areas for shopping, dining, entertainment, and Florida's famous white-sand beaches. Schedule your showing today! ESPANOL: Nueva y hermosa casa FRENTE AL AGUA, de 4 habitaciones y 3 baños construida en bloques de hormigón y en la codiciada zona noreste de Cape Coral. El vendedor está dispuesto a contribuir a los gastos de cierre del comprador. Vea el recorrido virtual. ¡NO SE ENCUENTRA EN ZONA INUNDABLE! Este popular modelo Verona incluye VENTANAS Y PUERTAS RESISTENTES A HURACANES (no se necesitan contraventanas), una amplia y luminosa sala de estar de concepto abierto con pisos de baldosas, techos altos y puertas corredizas de 3 paneles que permiten la entrada de abundante luz natural y ofrecen vistas al agua. La luminosa cocina de chef cuenta con una enorme isla, gabinetes modernos con cierre suave, encimeras de cuarzo y un acogedor rincón para desayunar. La espaciosa habitación principal tiene un luminoso baño privado con encimeras de cuarzo, lavabos dobles, una ducha de azulejos, y vestidor walk-in. Una segunda habitación principal opcional cuenta con un baño moderno y luminoso y acceso directo a la espaciosa terraza. Dos dormitorios adicionales y un tercer baño ofrecen mucho espacio para niños, invitados, una sala de estar, un espacio flexible o una oficina en casa. Ubicada junto a un canal navegable, disfrute de un día de pesca o simplemente explore los canales en paddleboard o kayak. En un vecindario con fácil acceso a áreas para ir de compras, comer, divertirse y a poca distancia en auto de las famosas playas de arena blanca de Florida. ¡Programe su visita hoy mismo!

1625 NE 23rd Street, Cape Coral
$1,550,000
3 Beds ⋅ 3 Baths ⋅ 2026032333 MLS
The Salty Sunset is a spectacular waterfront retreat offering more than 3,000 square feet of thoughtfully designed living space with direct Gulf access and no bridges to open water. This custom residence features three spacious bedrooms, a flexible den, and two-and-a-half bathrooms, combining refined finishes with effortless coastal living. Step inside to soaring ceilings, an open concept layout, and expansive hurricane impact windows and sliding glass doors that flood the home with natural light, while framing stunning views of Longview Lake. Travertine flooring flows throughout the main living areas, leading to a chef inspired kitchen complete with premium appliances, granite countertops, a large center island, and a wet bar designed for entertaining. The private owner's suite offers two walk-in closets and a luxurious ensuite bath with dual vanities, a soaking tub, and a walk-in shower, while two additional guest bedrooms and a versatile den provide plenty of room for family, visitors, or a home office. Outdoor living is where this home truly shines. Relax on the expansive brick paver lanai featuring a saltwater heated pool and spa, a fully equipped outdoor kitchen, and an incredible tiki hut with swinging chairs, the perfect place to unwind as breathtaking sunsets reflect across Longview Lake, all enjoyed through premium panoramic no-see-um screens. Boaters will appreciate the impressive 80-foot dock spanning the entire waterfront, complete with a 35-foot boat slip, a 14,000-lb boat lift, a 30-foot boat cover installed less than a year ago, a new captain's walk, and approximately $22,000 in recent structural dock improvements. The sellers also have tritoon and V-bottom aluminum boat boards for the lift. Additional upgrades include a whole house reverse osmosis system, energy efficient LED lighting throughout, a brick paver driveway, fresh sod, and extensive professional landscaping that showcases the exceptional attention to detail invested in this home. Watch dolphins, manatees, birds, and schools of fish right from your backyard, creating an everyday waterfront experience that is as peaceful as it is unforgettable. Furniture is negotiable, making this exceptional property ready to become your own slice of Southwest Florida paradise.

4615 NW 32nd Terrace, Cape Coral
$39,000
2026032743 MLS
Your waterfront dream begins here! Located in the sought-after Gator Circle area of Northeast Cape Coral, this beautiful freshwater lot is the perfect canvas for your custom dream home. Wake up to tranquil water views, spend your evenings watching spectacular western sunsets from your own backyard, and enjoy everything the Florida lifestyle has to offer. With Cape Coral continuing to grow, this is an opportunity you won't want to miss. Secure your slice of paradise today!

3538 NE 15th Avenue, Cape Coral
$1,195,000
3 Beds ⋅ 4 Baths ⋅ 2026031444 MLS
Experience luxury living at its finest in one of Cape Coral's most sought-after waterfront communities. Being offered turnkey, this condo offers a sprawling 3 bedrooms plus den with 3 full baths and a half bath for guests, plus a rare two car garage. The secure, private elevator brings you to your spacious condo, where each bedroom and the living area all have balconies, including the marina and river views from both the master bedroom and the living area. Made for entertaining, the kitchen boasts a built-in Sub Zero refrigerator, Wolf appliances, built in wall ovens, with upgraded details such as under cabinet lighting and a farmhouse sink. This condo offers tile throughout, has a Travertine accent wall in the living area, a dry bar with mini-fridge, with ample space perfect for hosting guests. Right within the community, there are multiple shops, restaurants, the marina, and a hotel, all within a short drive to our local beaches and other entertainment districts. This home truly offers it all, from luxury to security, entertainment and amenities, all within the highly revered Tarpon Point neighborhood.

6021 Silver King Boulevard Unit 703, Cape Coral
$475,000
2 Beds ⋅ 2 Baths ⋅ 2026032505 MLS
Luxury Cayman Penthouse Residence on the 14th Floor with Spectacular Marina & Sunset Views! Welcome to this beautifully updated 2-bedroom, 2-bath residence in Cape Harbour, one of Southwest Florida's premier waterfront and boating communities. Perched on the 14th floor, this exceptional home offers breathtaking panoramic marina views by day and unforgettable sunset vistas over the water each evening. Designed for both comfort and style, the open-concept floor plan is enhanced by numerous recent upgrades, making this residence truly move-in ready. The kitchen features new granite countertops (2025), complemented by a new dishwasher (2025) and refrigerator (2023). Additional improvements include a guest bathroom remodel (2023), new bedroom carpeting (2022), washer and dryer (2024), HVAC (2018), water heater (2016), new LED recessed lighting (2025), interior paint (2021/2022), updated door hardware, freshly painted exterior door frames, new lanai screens and painted screen frames (2024), and professionally cleaned, buffed, and sealed tile flooring (2026). A rare and highly desirable feature, this residence includes two deeded reserved parking spaces in the gated, secure Level 3 parking garage—an exceptional convenience and added value within Cape Harbour. Residents enjoy a true resort-style lifestyle with access to two heated pools, BBQ areas, a clubhouse, fitness center, tennis courts, and the vibrant Cape Harbour Marina, where waterfront restaurants, boutique shopping, live entertainment, and year-round events create an unmatched coastal lifestyle. Enjoy evenings at Fathoms Restaurant & Bar or Rumrunners, both just steps from your front door. Whether you're searching for a full-time residence, seasonal retreat, or investment opportunity, this penthouse offers luxury waterfront living in one of Cape Coral's most sought-after destinations. For boat slips or dry storage availability, contact Safe Harbor Marina at Cape Harbour. Clubhouse, fitness center, and second pool are conveniently located at 1720 El Dorado Parkway W.

5781 Cape Harbour Drive Unit 1405, Cape Coral
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